Mbna - I Got Warrant On Them !!!!!!!

[vuk1958]

OK, this could be of interest to all members.

1.I gotMBNA on default/offense under s78(1), failuire to produce an Agreement.

2. I paid all their demands ( I believe this is cruicial or they simply deafult you) throughout their offense ( 3 months)

3. Then i stick N1 claim and included all their violations and requested money back +Interest

4. they filed Acknowlidgment of Service - but never defense

5. I got Judgement in Default

6. They didn't pay it so I issued Warrant - this is now pending

7. However, they completely ignored all that - and send another payment request + interest+ penalty for not paying last statement.

 

The main question - what next, how to force them to stop and how to prevent them from filing default - this is their main weapon

I got sugestion to continue paying and continue filing N1 claim form after I pay and keep going like this until they get tired - any different suggestion.

[AA99]

Hi vuk, been subbing your posts with interest LOL !

 

Surely a warrant is a warrant! Is it not now up to the courts to execute it:???:

[vuk1958]

Problem is - that is Warrant for money which i already pay them before. The main question is HOW TO STOP THEM ACTING FURTHER, as they seem to be quite ignorant. They simply continue with payment demands as nothing happened and no reply to any leters - just complete silence. Offense in CCA 1974 is not criminal offense and there is no much to do about it ,appart from writing letters to various organisations who take 6 months to reply back and then just slap them on the wrist ( ICO).

[AA99]

They were the same with me but after waiting so long after promises, even for a CCA, never mind an SAR, I got the ICO on to them to produce the SAR, which they did eventually and then lo and behold, Apex produced a signed CCA, well one page of it in July 2009

 

The ICO route was very easy to do online and at least while it's with them, you have something to throw back at them........

[MARTIN3030]

Of course theres more you can do-and if you dont,then they will continue to get away with this.

What is the warrant for ?

Will move your thread into legal issues.

[vuk1958]

Got warrant paid.

However, MBNA continues with payment demands.

Shell I put the sam POC and start new N1 claim and at the same time pay their demands.

In my case is reversal. I am taking them to Court for continuing acting on the account while in default/ofense, contrary to s78(6)(a)

I believe they do not wish to appear in court defending such a low amount of money ( £150.00) as it probably cost them 10 times more to defend it or to appear in Court and even if i lose they do not get their costs paid.