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Halifax Overdraft Withdrawal.


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Hi all,

 

This is my first time posting so I'll try and be concise.

 

Got a letter from halifax saying my £900.00 overdraft is being withdrawn in 2 weeks and i'll be getting intrest charges daily.

As I've got no way in hell of paying that back (I've already notified work and got them to pay my wage into a co-op account I have) I was just wondering how to take this on?

 

Cheers!

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Phone them up and offer to reduce it by £50 per month. They'll come back wanting 10% and agree to this.

 

If you have any bank charges, make sure you ask for them back after you receive the written agreement re the 10% overdraft payback agreement, and give them two weeks notice.

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Cheers!

 

So basically chuck letters and phonecalls at them until we (they) come to an agreement?

 

I knew this coming as 3 months ago they reduced my overdraft from £1,250 to £900 with no warning! Ho hum!

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