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Natwest charges student account! help help help!

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I have a student account [postgrad] and I have just been killed constantly with charges all year...... this last lot was the final straw!

Can they do this to me? Can I claim any back? Are they legal?


I have NO knowlegde on banks, charges etc......... and need a little help!


Thanks for all your time and help.


My statement is below.


My arranged overdraft is £2k


24 Jul 2009 INT 05JUL A/C xxxxx - 26.21 -£2,016.20

24 Jul 2009 CHG 03JUL A/C xxxxx - 28.00 -£2,044.20

24 Jul 2009 CHG UNPAID ITEM FEE , 03JUL A/C xxxxx - 38.00 -£2,082.20

24 Jul 2009 CHG GTEE CARD PYMT FEE, 03JUL A/C xx - 70.00 -£2,152.20

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