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pezz1753

Welcome Car Finance PPI please help!

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Would appreciate some advice regarding the following:

 

When my daughter was buying her first car last Sept, she was told in no uncertain terms by welcome car finance salesman that if she did'nt buy the PPi cover then she may not qualify for car credit to purchase the car!

 

She was also told that accepting or not accepting the ppi cover would not effect the monthly cost of the car loan! It would still cost £233 per month. However the ppi is a 'seperate' payment from her car loan at £78 per month! If my daughter did'nt have this PPI her car loan would only be £155 per month!.....A big difference!:eek:

 

Has this ppi been mis-sold:confused:............ and can we cancel it:confused:

 

Pezz1753

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Would appreciate some advice regarding the following:

 

When my daughter was buying her first car last Sept, she was told in no uncertain terms by welcome car finance salesman that if she did'nt buy the PPi cover then she may not qualify for car credit to purchase the car!

 

She was also told that accepting or not accepting the ppi cover would not effect the monthly cost of the car loan! It would still cost £233 per month. However the ppi is a 'seperate' payment from her car loan at £78 per month! If my daughter did'nt have this PPI her car loan would only be £155 per month!.....A big difference!:eek:

 

Has this ppi been mis-sold:confused:............ and can we cancel it:confused:

 

Pezz1753

 

Hello pezz,

 

in a word yes just a quick response as I am going out soon.

 

Have a read through the stickies first to get the general idea on PPI issues.

 

PPI - Some Notes for Claimants..

 

Mis-sold PPI? Want your money back? use these links to help

 

It is homework first then get the data then claim back.

 

aa


I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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Thanks 'Alanalana' for taking the time to help!.....Your advice is much appreciated.

 

Pezz1753;)

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