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    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
thesinger

Interest charges

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1. Just wondering if anyone has managed to stop interest charges from the likes of Marlin and their crew!

 

I have been on a debt management plan for about 3 years now, but with Marlin sticking charges on, their charges are more than I am paying each month, so the debt just grows and grows!!

 

2. Also wasn't there a new law stating that companies should now send out monthly statements outlining payments and charges (if any).

I know some of the people in my plan send statements, but not all of them?

Anyone know the legalities on that?

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Have you checked that there is an enforceable credit agreement for this debt? If there isn't, Marlin have no legal right to collect any money at all, never mind add interest.

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Unless it specifically states in your CCA that charges can be made Marlin have no right to add any.

 

Have you sent them a CCA request to see whether the agreement is in fact enforceable?

 

Also wasn't there a new law stating that companies should now send out monthly
They are supposed to provide regular statements but not necessarily monthly AKAIK.

Anthrax alert at debt collectors caused by box of doughnuts

 

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Hit MArlin with an SAR.

 

See exactly what has been added and reclaimed.

 

Jogs

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it originally was a sainsburys cc that they purchased, initially they gave me so much grief and refused to give me any information, unfortunately at the time I was very ill and couldnt deal with it and they took out a judgement, by the time my health had recovered it was some year later, by then they applied for a charge over my property, it was at this stage I stood up for myself to be bullied no more!!! they made no errors on their judgement, so couldnt get them there, but then the case got transferred and I was waiting to hear about a court date, but the original court then held the case (In error) and granted a final charging order, I complained directly and severely to the courts for hearing the case in error, and they then issued a judgement for the whole charge to be set aside...Result But Marlin/Mortimer being the rats they are sent the original charge that was set aside to the land registry (after it was set aside), and it has taken me some months to get the land registry to remove that charge and I am now waiting on confirmation from my bank whom I contacted again recently (as they lost the last copy I sent them), so that should all be clear within the next week or so. With all that going on and the fact that a judgement was entered I did not want to rock the boat and was waiting for things to settle a bit!

I did originally write letters and followed all the advice but they refused point blank to give me info, it was only recently I rang and spoke to actually a nice young girl (makes a change) and asked for a statement, which they sent, my debt has increased about £2-3k or more with charges and court charges interest etc. When they purchased the debt it was only about £5.5k its now £8k odd.

Any advice welcome

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If you have a CCJ it will stipulate whether they are allowed to charge interest.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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I tried the subject access request and they refused at the time point blank, I was told that as they held a judgement they were not legally bound to give me any information. I even got OFT and all and sundry working on that one and no one could tell me whether what they were doing was legal? In fact I think I am still waiting on an answer!

 

Anyway I am off to get my beauty sleep, will catch up with my threads 2morro nite.

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It is your legal right to send a sar to anyone who holds any information on you. Make a complaint to the ICO https://www.ico.gov.uk/Global/contact_us.aspx


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Hi the singer, most of my creditors and DCAs seem to be sending statements every 6 months now citing OFT guidelines.

sleepingdog

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