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Hungryforinfo

Cancellation of account implications if any?

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I received a cancellation of account notice within 6 days of receiving a flawed default Notice from an OR. Are there any implications in the account being cancelled other than on my credit file, use of card etc? I am particularly interested if there is a significant implication for an account in dispute that results in a claim against me.

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If they've terminated the a/c on the back of a defective DN they will only be able to claim the arrears not the remaining amount on the a/c. By the sounds of it they've dealt themselves a double whammy by terminating the a/c before you had the opportunity to remedy the default (Unlawful Rescission).


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If they can only claim the arrears, would you happen to know what legislation I can refer to on this subject is it Consumer Credit (Enforcement, Default and Termination Notices) Regulations 1983?

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That's the one.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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