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Smarterchick

Further Advance on a Mtg on same day as mortgage - should it be a CCA loan?

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Hi, back in 1989 I took a mortgage out with my Bank for £180,000.

 

On the very same day, I had a further advance from the mortgage provider for £10,000 for 'Home Improvements' documented as a further advance seperate from the mortgage. Should this have been a CCA regulated loan and documented as such rather than being lumped into the mortgage?

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