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robert and carol morgan

Robert and Carol V Lloyds (Hardship)

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hi just a quick question for any body for help i need a help on a question and dont know how to start thread sorry for being a numpty

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Hi Robert and Carol,

 

If you could give me some idea of your question I can start a thread for you.

 

Lex

 

(Thanks YB)


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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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thanks mr lex am trying to make a hardship claim against tsb but account is closed have i got a leg to stand on thanks for any help

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When was the account closed?

Do you use any other account?


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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account closed aprox 18 months ago and yes have an account with yb the reason we are trying for hardship claim i was made redundant in jan 2009 and have missed two mortgage payments and water bill and behind on credit card payment

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account closed aprox 18 months ago and yes have an account with yb the reason we are trying for hardship claim i was made redundant in jan 2009 and have missed two mortgage payments and water bill and behind on credit card payment

 

This may seem odd by why are you not pursuing Yorkshire Bank on financial hardship?

As the current waiver is about current hardship the account that is closed didn't contribute towards that hardship so I would be surprised if LloydsTSB paid out on that basis alone.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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thanks for that yourbank should have realised that myself another question for any body to respond is anybody getting stung for changes against mortgage late payment and/or errears ie 40 pound per missed payment/late payment and is there going to be any recourse for claming

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