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petschs

IF only now default me

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I have been in financial difficulty and in debt management since 2002

 

Intelligent Finance only now - in 2009 have decided to default my Credit Card and Overdraft balance

 

I have been paying reduced amounts since 2002

 

Only now in 2009 when most the balances are almost gone (less than £500 and less than £975 on the other) - they decide to default me!

 

They haven't sent me any letters confirming the defaults - but I have just had the accounts passed onto Blair Oliver & Scott

 

And looked on my credit report - to find 2 FAT defaults!

 

These accounts were opened in 2001 - went into debt management in 2002

 

Why didn't they default me 6-7 years ago??

 

It would of been settled and cleared and off my credit report by now!!

 

I feel this is totally unfair and they have just destroyed my credit rating for another 6 years!

 

What can I do - if anything? :confused::mad:

 

(I called them and asked "why now" and they said - sorry only Blair Oliver and Scot can discuss this - but it is IF that defaulted me)

 

WHAT MAKES ME MAD - IS THE BANKS HAVE BEEN BAILED OUT - WHO IS GOING TO BAIL ME OUT!!! I JUST CONTINUE TO PAY OUT - AND STRUGGLE TO FEED MY FAMILY!!

 

Yes I got into difficulty and made some bad decisions 6-7 years ago - but I am still being punished!??

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Guest Old_andrew2018

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