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Natwest direct debit help


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Hi, I am having some financial issues and have just realized that I don't have enough money to cover a direct debit which is going to come out of my account tomorrow. I am £4.19 short. I've looked around but can't find a straight answer. If I pay £5 into my account first thing in the morning will it cover the DD or will I be charged? I've heard Natwest has a 2.30pm cut off point but other people contradict this. I've gone overdrawn several times and have been trying hard not to, I seriously haven't got the money to cover more charges. Thanks for any help.

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banking does not trad end till 15/;30

so if you pay cash over the counter that should be ok

why not ask when you do it?

or they have 24hr banking phone them up now


please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As much as I'd love to talk to them(!) I have no landline and no phone credit at the moment. Hopefully your right and it'll be fine, thanks very much for your reply. I'd be lost without this forum!

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You need to make the person at the cashier desk aware that you are paying funds to cover the amount going out and ask them to confirm that the money WILL BE PAID. If they bounce it then you have their name and time you went in so they would have to refund any charges taken.

They use an auto sweep facility which cuts off at 14:30 same day the item is going out. I am assuming by tomorrow you mean today ie Thursday.


FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Yeah I ment Thursday. Just so anyone else in this situation knows apparently with Natwest you can pay money into your account to cover a DD thats coming out that same day. I paid cash first thing this morning and the woman at the desk said it'd definitely cover the DD. Thanks again to those who replied, I just watched a dispatches program about debt collectors and I thought of this place. Not in that situation myself but its nice to know advice is here 24/7 for financial problems. You guys deserve a medal!

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