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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


tosh1

Lets End It

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I have CCA'd two credit card companies and both have failed to supply a proper cca. I have been passed from piller to post with regards to dca's.

 

can we take the credit card companies to court instead over there cca's or would it be better to offer fandf?

 

TOSH1


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Taking creditors to court is a risky business as the rankines found out last year.

 

You may be better off looking at how much they may owe you in charges etc...

 

Have you thought of that option?

 

How old are the accounts?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

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I have CCA'd two credit card companies and both have failed to supply a proper cca. I have been passed from piller to post with regards to dca's.

 

can we take the credit card companies to court instead over there cca's or would it be better to offer fandf?

 

TOSH1

 

what have they supplied, and when- can you post them up

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Can you post them just for us to have a look over for you please?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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sorry just addad a link on it the previous post. hope that is ok.


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Okay...The halifax one is not good because it's illegible and I can't find the other one on the link you provided.


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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its difficult to read three threads

 

have either of them defaulted and/or terminated

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they are in default of s78 as the documents are not easily legible

 

so they should not be enforcing

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Hi

 

Yes they both have

 

TOSH1


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Hi

 

Yes they both have

 

TOSH1

 

have you paid anything to them since termination and have you written any letters to them since termination?

 

can u post up the DN & TN letters - important

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