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    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
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Nelbo vs HSBC


Nelbo
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Hi all,

 

I am about to send my prelim but have two questions.

 

1. Should I send this to my local branch or Canada Square?

 

2. I have already worked out the charges based on my statements online. The prelim letter does not say anything about the "manual intervention" stuff. Is this a problem should this go to court, or should I just proceed as is?

 

Thanks for keeping me updated.

 

Nelbo

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Thanks Andy,

 

do you perhaps have an answer on the 2nd question?

 

Thanks

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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i would not worry about it, it is only a remote possibility that any manual intervention took place.

and even if it did it would not be likely to be in your favour unless you have complained before.

therfore the charges shown on your summary taken from your 6 years worth of statements will do nicely.

 

remember you can change your figures right up to the mcol going in. many people do as they have more charges put on in the interim period

HSBC

Prelim sent 1st aug

LBA sent 15th aug

MCOL issued 31st aug

offer recieved and rejected 5 sept

second offer recieved 3rd oct

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Ta Andy.

 

Ill keep the thread updated.

 

Nelbo:)

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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  • 3 weeks later...

Well surprise surprise, no response yet from the prelim letter. Will be sending the LBA in the morning. Wish me luck....:?

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Rec'd full offer on my account (less 13p interest) which I am happy to have them keep. I am sending my Acceptance letter back today and just wait for the money to be paid into my account.:D

 

My wifes account I am sending the rejection of offer letter as she received a partial offer. They have until the 8th September before MCOL gets filed.:roll:

 

Half way their now......

:)

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Thanks you two....It is very satisfying.

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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