Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • @Jaybee in CF Claimant commitments are agreed between yourself and the Job Centre Work Coach.  So you will be able to discuss the local jobs market, transport available and all of the local issues.   As it is a two way constructive relationship, you can research all of the relevant information, so when you have your claimant commitment agreed,  the information you have obtained can be considered.              
    • look up on land registry who owns the property then get in contact with your local environmental heath dept.   dx  
    • Hello all,   I have recently moved into a new property. The bedroom window is facing a bunch of commercial crates which have trash on top of them. The trash is maybe two metres away from the window, making it impossible for the window to be open (I am also afraid of rats being there).   The other windows of the property are facing a communal, enclosed area, which is making it difficult for the property to be properly ventilated. I have already raised this issue with my estate agency and they are trying do to something about it (to be honest, if I leave everything to them, this issue won't be solved until my tenancy is finished, and that is more than one year away).   I am asking for advice, or how could I approach this issue.   I have spoken to my council and, since they do not deal in private property, there is nothing they can do, at least this is what they have told me.   The property with the trash is not owned by my landlord. It is an open space, with big crates, closed off by a fence. If I could, I would climb those crates and remove the trash myself but I cannot. I also cannot climb out the window to reach the trash, as the window is too small.   At times, I see a car in that property but I have never seen the driver. I left a note in the car's window explaining the issue and giving my number. This was around a week ago and nobody came back to me.   
    • Hi   First off ALL Tenants need to re report all the different repairs again via their repairs procedure. Yes its good to get a list of all properties repairs with photo/video evidence signed by all property tenants but you all need to fight this individually as well as a group.   Next you all need to look up your rights on Repair i.e. The Right to Repair Scheme and also their Complaints Procedure.   http://www.legislation.gov.uk/uksi/1994/133/made   https://england.shelter.org.uk/housing_advice/repairs/right_to_repair_for_council_tenants   All Tenants need to take control back with these repair and ask in writing titling any letter 'FORMAL COMPLAINT' and stating the repair and why it hasn't been carried out to date and an exact date when it will be completed.   You also require clarification whether these Repairs come under the Right to Repair Scheme and if so why we were never informed of this. (delete or amend)   You also require copies of the following:   Right to Repair Scheme Policy (Not the Leaflet Repair and Maintenance Policy (Not the Leaflet) Solar Panel Policy (Not the Leaflet) Complaints Policy (Not the Leaflet) Equality & Diversity Policy (Not the Leaflet) When you get the above policies you need to take your time reading them and just think to yourself 'DID THEY DO THAT' in relation to your issue and if not mark it this way you build a list of what they haven't done/followed as per there own Policies and use it against them.   They will have time limits to complete repairs within for Emergency, Urgent, Routine repairs and if they exceed that time limit and need to extend it remember it is with you the tenants agreement not them telling you and tough you can wait.   (bear in mind any repairs during COVID-19 the time limits are now different and most routine repairs are stopped)  
    • I was on UC in late March, and recently received some quite non-committal message that the commitments would be returning, but no indication when.     If I remember correctly the expectation was that we could find at least one job per day to which to apply, or some such nonsense.   Given that the government can only guess how many workplaces will be safe :  1) to commute to/from at the time of job application; 2) to work in at the time of job application;    3) to commute to/from at the date of starting a job ; 4) to work in at the date of starting a job,  5) to commute to/from at the date permanent WFH is dropped; 6) to work in at the date permanent WFH is dropped,    and given that we have lost 20% of our economy, I fail to see how they can both reasonably and immediately mandate any minimum figure of jobs we must apply for whilst this virus just killed over 135 people in the UK (stats released today).  That is only down from 155 last week, and about 175 a fortnight back.   At this rate it will be another 7 weeks MINIMUM before the mortality rate is zero - if it ever reaches zero before the inevitable second wave.  
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 12 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
redjax

Cabot Financial dirty tricks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4010 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My sister is a single parent, living on benefits and is also a carer for my 77 year old mum who has parkinsons.

I have just found out the Cabot Financial have been hounding her by phone for months over 3 debts. I think they were all originally Bank of Scotland but I may be wrong. She was never told the debt was being assigned to Cabot. The kept refusing her offers of payment saying they were too low. These lowlifes are now taking £50 per month for one debt, £20 a month for another and she was about to set up a DD for another £15 on the last one. Luckily I found out and she spilled the beans on what she's been through. She has been pushed to the point of breaking by them, been threatened they will come and take her car (which she needs to get our disabled mum around in and is worth about 5 bob!), TV etc if she doesn't pay. Consequently she is totally skint most of the time and getting into more debt with other things. I told her to rip up the last DD and sent them the request for copy of signed agreement. They sent back saying they are confident they can supply this within the 12+2 days, we'll see. What I want to know is, can she now stop the ridiculous payments and send the request for original docs for the other two accounts? All she wants to do is reduce the payments to something she can actually afford, but I want to really stuff them if I can! Suggestions please?:confused:

Share this post


Link to post
Share on other sites

yes she can cancel the dd's on the oither debts and send the relevant requests of to these lowlife


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Share this post


Link to post
Share on other sites

yep fire off CCA's for all of them.

when they fail to comply after 12+2 , fire off the A/C in dispute letter then stop payment.

 

there is NOTHING to stop you reducing the payments NOW and cancelling ALL the DD's.

 

just simply write to them, TELLING them they will only get £XX for XX mts.

 

then do it by internet bank transfer without fail. evey month.

 

they might not like it but there is little they can do.

if and a VERY big IF it every got to court, the judge would laugh it out the door & prob assign a smaller sum.

 

just to let you know, i doubt they will have the cca's, very unlikely.

 

once they have failed, if you so wish, you could make them a very very small offer of a F&F to close the matter for all.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

Share this post


Link to post
Share on other sites

Even if Cabot are confident they will be able to produce the correct documents. In your sisters situation she should offer and make token payments of £1 on each account. In her situation that is the amount a court would set. If they have got the correct paperwork by paying something she is showing willingness to pay.

If they dont produce the paperwork after the time scale stop paying.

 

I would cancel the Direct debits and pay the £1 by standing order. They can adjust direct debits they cannot adjust standing orders.

Share this post


Link to post
Share on other sites

Thanks so much for the advice everyone. I will be typing letters this weekend for her and telling her she is about to be £70 better off every month as well!

 

If they don't come up with the signed agreement is there a letter template for account in dispute that I can use.

 

Thanks again.

Share this post


Link to post
Share on other sites

Yes there is a template. Letter number 20 in this link below if they fail to produce an agreement after 12+2 working days!

 

The Consumer Forums - Debt collectors


:cool::cool: Blondmusic :cool::cool:

Share this post


Link to post
Share on other sites

Make sure they don't try to set up the DD's again. Cancel them in writing via Recorded Delivery.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...