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credit card - Lloyds TSB and secchiari, clark and mitchell


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A friend of mine got into financial difficulties, and through my experience here, I told him to send a pound with a letter asking for a copy of the credit agreement, this was done several months ago with no reply.

 

They have now, via Secchiari Clark and Mitchell, issued court papers for CCJ, which have to be replied to by the 27th July.

 

What is the best approach to this, given that no credit agreement was forthcoming?

 

Thanks in advance

 

jason

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Hi, jason.

 

What sort of account was it ?

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi,

 

Just noticed the 'title' of your thread :rolleyes:

 

Sorry, I'm not too hot with CCJ's :rolleyes: There's a couple of 'links here to have a look at...............

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/139232-hfc-restons-charging-order.html

 

Removal of CCJ's - Step by step guide to the process

 

I'll move this thread to the DCA Forum, hopefully you'll get more help in there.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Can you clarify.

 

What it is your friend has actually received!

 

Can you post what has been received on here - minus all personal details of course.

 

You mention court papers but then mention a CCJ.

 

HH

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