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    • Moorcroft are just a first DCA that Natwest use, after Natwest have stopped chasing it.   The debt is still owned by Natwest and is currently sat with Moorcroft, but in a pile with many thousands of others.   If your new postal address is showing on your credit file, Moorcroft would have sent letters if they thought this was a priority debt to chase.     
    • We signed up to a credit reference agency.  Got an email this morning saying a search had been carried out in my husband’s name.  It’s by Moorcroft who are doing it on behalf of NatWest. Do we worry?  It’s been over 6 years since last payment and we wrote to NatWest in January advising of our new address.  They and Moorcroft both emailed an old email address which we have access to but never use asking us to confirm our address.  We didn’t respond to it.
    • Hi   I am sorry to hear of your recent loss   The Club I assume you joined would more than likely have had Terms & Conditions, Data Protection, Privacy Policy and did you sign any Agreement to join that CLub?   On Facebook did they actually Name (use your name) on the posts or did they use mum/mother etc?   As has been asked could you give us some background for your reason to send the SAR. If they have refused to give you certain Personal Data under your SAR request then I would suggest writing to them and refering to your SAR Request and their refusal to provide XYZ you requested and that you require clarification as to why this was refused and under exactly which Article of the General Data Protection Regulations (GDOR) they are relying on for this refusal.   The Clubs Constitution is only how the Club is setup you need to ask them for copies of the following:   Data Protection Policy   Privacy Policy (note the above policies may be on that Clubs website if they have one)   This link breaksdowns the General Data Protection Regulations (GDPR): https://www.privacy-regulation.eu/en/index.htm      
    • who assured you you'd get notification of no int time limit ending? thats not a normal MO of these BNPL agreements they are not onliged to warn you?   when did you rake this out and when did you try to pay the Org Sum?      
    • well thats why they got you on this vanquis debt they mugged you on the otherone and saw you were an easy touch and a cash cow.   send vanquis an sar  get all the statements.   to be honest it quite shocks me you've here since 2007 and are talking on phone to a dca?   dx  
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rima31uk

Green and Co/ RBS

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Hi, I recieved a form from Green and Co. solicitors regarding a RBS credit card requesting payment issued from Northampton Court, I had to fill in my incoming and outgoing expenditure and return within 14 days to Green and Co. in Telford. This I duly did within 48 hours of reciept, offering a payment of £2 per month. Todat I have REcieved a letter from Walsall County Court demanding the full balance owing as I had not replied to Green and Co. even though I did everything requestesd and returned the form promptly. I have tried without success to get an email address for Green and Co and cannot find any info on the internet. How do I proceed? Help would be really appreciated on this as I feel that they have pulled a fast one on me.

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Hi, I recieved a form (what type of form)? from Green and Co. solicitors regarding a RBS credit card requesting payment issued from Northampton Court,(Not Telford?) I had to fill in my incoming and outgoing expenditure and return within 14 days to Green and Co. in Telford. This I duly did within 48 hours of reciept, offering a payment of £2 per month. Todat I have REcieved a letter (A Summons?) from Walsall County Court demanding the full balance owing as I had not replied to Green and Co.(Hope you kept copies of the above I&E and offer and proof of del) even though I did everything requestesd and returned the form promptly. I have tried without success to get an email address for Green and Co and cannot find any info on the internet.(Forget them deal with the Summons) How do I proceed? Help would be really appreciated on this as I feel that they have pulled a fast one on me.

 

Ok you have 31 days in total to respond to a Summons (Not from Northampton),providing you are defending the whole amount.3 days deemed served and 14 days to AoS (Acknowledge Service)and a further 14 to submit a defence.

 

Regards

 

Andy

Edited by Andyorch

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