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Beck1968

Barclays Documents

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Do any of you know where Barclays actually store all our paper documents in the UK

 

I know they offer a chargeable document storage facility it's called Barclaysafe

 

but i am trying to find out where they store the documents relating to our accounts

Edited by Beck1968
adding

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Credit slips and cheques are not only transferred digitally, but also physically by a light truck.

The clearing system involves physical transportation of paper vouchers (cheques and credit

slips) from each bank branch at which they are deposited (anywhere in UK), ultimately to

Barclays National Records Centre in Northampton for storage for a period of 6 years. At the

end of this period, they are removed by a waste management company for recycling. For

documentation reasons all paper vouchers are scanned in Northampton and the files stored

on a server.

 

 

So is every document after 6 years "Re-Constructed"


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Credit slips and cheques are not only transferred digitally, but also physically by a light truck.

The clearing system involves physical transportation of paper vouchers (cheques and credit

slips) from each bank branch at which they are deposited (anywhere in UK), ultimately to

Barclays National Records Centre in Northampton for storage for a period of 6 years. At the

end of this period, they are removed by a waste management company for recycling. For

documentation reasons all paper vouchers are scanned in Northampton and the files stored

on a server.

 

 

So is every document after 6 years "Re-Constructed"

 

No cos reconstructing cheques is fraud since it would include the signature on a payment instruction. It means that the paper voucher is destroyed but hmmm I wonder about the scanned stuff ;)


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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No cos reconstructing cheques is fraud since it would include the signature on a payment instruction. It means that the paper voucher is destroyed but hmmm I wonder about the scanned stuff ;)

 

So what about copied agreements supplied to customers that are enforceable.... but no original in exisitance

Edited by Beck1968
adding

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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So what about copied agreements supplied to customers that are enforceable.... but no original in exisitance

 

including a signature?


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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yes....but with no original in existance ?????

Edited by Beck1968
typo

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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yes....but with no original in existance ?????

 

If it is a scanned copy of the original document then I see no issue, however if it is a stylised one with the details wholly incorrect ie say you took out a loan of £500 and the paperwork said £10000 with your signature on then that is fraud, plain and simple.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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yes i agree.....but when it comes to court matters the original is what the court rely upon

 

so could not a copy of the original be challenge on the fact that if they can bring a copy to court they can bring the original


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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yes i agree.....but when it comes to court matters the original is what the court rely upon

 

so could not a copy of the original be challenge on the fact that if they can bring a copy to court they can bring the original

 

We are now on the topic of CCA's aren't we?

With cheques I can do that, with CCA's I have not the faintest idea to be honest and leave that for others unfortunately.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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We are now on the topic of CCA's aren't we?

With cheques I can do that, with CCA's I have not the faintest idea to be honest and leave that for others unfortunately.

 

general agreements really


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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general agreements really

it is kinda court stuff and legal preciseness which again is not my forte, give me bank charges financial hardship any day of the week;)


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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OK......i was just making the argument that the banks now copy documents and destroy the original, then maintain they have a original of a document and provide a copy.......when in fact they only have a copy that has been electronicaly stored and could have been manipulated as they have numerous electronic copies of one's signature

Edited by Beck1968
typo

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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OK......i was just making the argument that the banks now copy documents and destroy the original, then maintain they have a original of a document and provide a copy.......when in fact they only have a copy that has been electronicaly stored and could have been manipulated as they have numerous electronic copies of one's signature

 

 

Take it from me, you credit them with a lot more brains than they actually have, trust me.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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i do


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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i do

 

I did once, that was my first and last mistake ;)


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Naw your better off out......have read about your plight


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Credit slips and cheques are not only transferred digitally, but also physically by a light truck.

The clearing system involves physical transportation of paper vouchers (cheques and credit

slips) from each bank branch at which they are deposited (anywhere in UK), ultimately to

Barclays National Records Centre in Northampton for storage for a period of 6 years. At the

end of this period, they are removed by a waste management company for recycling. For

documentation reasons all paper vouchers are scanned in Northampton and the files stored

on a server.

 

 

So is every document after 6 years "Re-Constructed"

 

Having re read this, it does have me intrigued....now if they hold statement information going back further than 6 years then would it not be the case that they would have cheques, depending on when scanning of cheques actually began. I should know the date because I remember when the big machines that used to be done to do cheques went out. It must have been between 1999 and 2001. Hmmmm, you do realise you might have opened another can of worms now don't you ;)


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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YES i do.......been looking into how banks keep their documents and if the originals still exist........... regardless of the copy they can supply, enforceable or not

Edited by Beck1968
typo

Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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I got confirmation from the ICO that Barclaycard destroy anything over six years old.

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I got confirmation from the ICO that Barclaycard destroy anything over six years old.

 

think about my last post


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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They dont hold Barclaycard statements any older than six years- got this from the ICO

 

This includes stuff held on microfiche- six years old and they bin it.

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not on about statments.....i am on about agreements that they can supply a copy of ......but destroyed the ORIGINAL


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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Binned

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Binned

 

??


Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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We discussed all this to death three years ago when I first joined CAG.

 

Barclaycard applications are not enforceable, and that is all they have had against you or ever had. :-)

 

What is the point you are making? Whether or not they have a copy is irrelevant if it is an enforceable as a postcard.

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