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alex2258867

Have we just been tricked by NCO???

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Hi,

 

NCO have been chasing a debt for Barclaycard. Barclaycard failed to produce an agreement, told NCO no more dealings until an agreement is produced.

 

Today we received a recorded delivery letter from NCO responding to my letter. They have said account on hold and they will try to find an agreement with a signature.

 

I may be paranoid, but could NCO take the signature from the recorded delivery letter and try and use it on an agreement? Hope that makes sense.

 

My partner signed for it (his Barclaycard) but he said he didnt use his full signature.

 

Anyone experience something similiar or any advice please?

 

Many thanks

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it has been mooted but never proved that a DCA threatmonkey knows how to use photoshop:eek:


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Just remember to do a scribble next time you get a recorded letter.

You'll soon get into the habbit.

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While a DCA might use a photoshopped sig in order to try and trick you into believing that they do have an enforceable CCA, I cannot imagine that they would ever be so stupid as to produce a forged document in court. A pity in a way, the resulting fireworks might be fun to watch :D

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Today we received a recorded delivery letter from NCO responding to my letter. They have said account on hold and they will try to find an agreement with a signature.

 

 

Does beg the question of why they would record a bog standard letter like that though.

 

As per Huff&Puff, don't think they would dare try it on in court.

 

I assume your CCA request with Barclaycard has timed out? If BC couldn't provide it I wouldn't take too much notice of what they do.

 

David

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The RD tracking numer will be on the sticker on the envelope. Go into the royal mail track and trace, enter the number in the box and see if you signature is visible. RD sig usually arent but keep check back.

 

If it is visible, print out a copy. If NCO get busy with Photoshop and attempt to fraudulently use it, you can whip out your print out and say-

 

"look your Honour- they got that exact sig off a RD letter- they have committed fraud and perjury!"

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Beck

"There are two ways to conquer and enslave a nation. one is by the Sword. The other is by Debt."

 

Barclaycard PPI Refund £4300:whoo:

Barclaycard = Mexican Stand Off

 

TSB = Mexican Stand Off

 

Santander = :mad2: MungyPup is coming to get yahh :mad2:

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If I ever have to actually sign anything related to an alleged debt I make sure it looks like a Picasso, eyeballs in the middle of my signature, first name spelt incorrectly (there is more than one way to spell my first name) and my surname becomes a huge spelling mistake.

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I have occasionally checked the 'signed for signature' using Royal Mail and it used to be definately visible which surprised me. Last time I did this it was circa Nov/Dec last year.

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Thanks guys, no signature on Royal Mail yet. Will keep an eye out for it and see what happens.

 

Grateful as always

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