Im in debt £7000

[cleanprophet]

i am in debt of just over £7000

 

i have 1st credit,dlc Plus another 3 or 4 on my back on my back about paying these back...

 

have just received a court letter from dlc hand delivered very kindly from the courts saying i will be imprisoned for 14 days if i do not get in touch with hartlepool crown court..this court letter is printed but it states in pen i will be imprisoned..can they lock me up over a loan??? the loan was with welcome finance.

this has really scared me...

 

now does anyone know of any debt solution companies who can just take one payment a month for all these debts? is this the right way out or do i pay them £5 a month for the rest of my life(i work part time....

 

PLEASE PLEASE ANY INFO WOULD BE GREATLY APPRECIATED

 

PS SORRY IF I HAVE POSTED THIS IN THE WRONG PART OF THE FORUM!!!!

[PriorityOne]

You need to give a bit more info. about these loans.... 'coz it sounds like you have a CCJ on one of them and may have defaulted on those payments. Does that sound right ? What was the DLC loan for ?

[PGH7447]

debtors prison no longer exists, however if it is from the court is there something else being recorded/progressed that maybe related to this?

[PriorityOne]

"Imprisonment" implies something else entirely... that wouldn't/shouldn't appear in relation to owing money unless there's more to the situation... which is why you really need to clarify things a bit more for us.

[angry cat]

What?

 

Have they already obtained a county court judgement against you?

[angry cat]

Please can you provide a little more information about your problem.

Money claims are not made through a Crown and/or Magistrates Court.

 

Have you already been to Court over your problem?

 

We can help with advice but only if you provide it.

 

AC

[PriorityOne]

Hartlepool Crown Court.... ?

[mr.ton]

The DCA's would love debtors to be locked up...but unless there are any criminal elements to this case, then you will not be imprisoned for being in debt.

The only thing i can think of is if there has been a CCJ & maybe contempt of court?

Otherwise it will be the DCA playing silly buggers as per usual of which they can reported to the authorities & prosecuted themselves for impersonating a court...which they usually do

[PGH7447]

without any info we wont know:(

[angry cat]

From memory the reference to 14 days imprisionment relates to not turning up at the court, when on has been ordered to do so.

Clearly, if anyone receives such an Order, they will attend.

 

What I cannot understand, is why anyone would be going to a Crown Court re: Money Matters?

[angry cat]

by cleanphrophet:

 

have just received a court letter from dlc hand delivered very kindly from the courts saying i will be imprisoned for 14 days if i do not get in touch with hartlepool crown court..this court letter is printed but it states in pen i will be imprisoned..can they lock me up over a loan??? the loan was with welcome finance.

this has really scared me..."

 

I am not surprised that you are scared and you cannot be locked up over a Loan.

 

If you are too scared to post further, please contact your local CAB and/or phone National debtline.

 

AC

[Toulose LeDebt]

So you took out a loan with Welcome finance and now Hartlepool Crown Court are threatening to send you to prison for 14 days????

 

Do you have a scanner, if you could scan this letter (removing personal details) and upload it I'm sure every man, woman and their dogs on this site would like to see it and will offer you advice.

[angry cat]

The only money matter, that I can think of that would necessitate attending Crown Court, must be to do with Bankruptcy/Insolvency.

 

Sadly, the member has gone, hopefully their problem gets sorted out.

 

AC

[mr.ton]

Forgive me if i be a bit scepticle over the OP

If they come back & prove me wrong i'll apologize.

[cleanprophet]

i have about 4 to 5 debts all relating to a few years back

 

now today i received a letter hand delivered from hartlepool crown court saying unfortunately i was not at home to be given some court documents or papers(i rang dlc and they said it could be some papers to do with attatchment of earnings).Now in pen he has written if i dont get in touch it will result in 14 days in prison..now this debt alone goes back to 2004..now it was a loan for £1000 £400 interest and it was from welcome finance..now i have been disputing this for years only because they have added £700 charges the day it got passed over to the debt company!!! now i know its 5 or so years ago but this letter has scared me!! i am looking into going bankrupt for the these debts..i may have ccj's on this loan and others as its been a few years now!! just to repeat the letter is hand delivered and states hartlepool crown court,claim number,hillesden services aka dlc and says in photocopied pen if not contacted urgently further action taken which may result in your arrest and 14 days in prison

 

as for the other debts on is with 1st credit and no one has been in touch as yet about the other debts!!!!

Edited July 21, 2009 by cleanprophet

[noomill060]

Hartlepool Crown Court does not deal with claims for defaulted debts.

 

If it says Hartlepool Crown Court, it will be about a criminal matter.

 

Have you already been in the County Court and lost?

[noomill060]

"Now in pen he has written if i dont get in touch it will result in 14 days in prison.."

 

WHO has written this? The guy from DLC or was this on the court papers?

 

Im guessing it was DLC.

[Huff&Puff]

On the face of it, this sounds like the most outrageous harassment that we've heard yet!!!

 

We really need to see this letter, with all your identifying details removed.

[noomill060]

Scan whatever you have post it up here after removing your personal details, (Name address account numbers and such) just so we can see what this says.

 

It sounds like total (Edit) to me.

 

If you havent got a scanner you can get it scanned for free at your local library.

 

Until I see it, I cant believe they would be so foolish to mention prison!

 

(But wouldnt put it passed them!)

 

 

I notice that the dear old Cagbot has edited an adjective in the second sentence of this post, deeming the word used as "inappropriate"

 

I draw the Cagbot's attention to the case of Nottingham City Council -v- Virgin Records 1977 where the Council similary deemed the use of the word as obsene and inappropriate.

 

The manager of the Nottingham branch of the Virgin Record Store and Mr Richard Branson were proscuted under s.28 of the Town Police Clauses Act 1847 for having displayed the word in a shop front advertisement for the newly released Sex Pistols album "Never Mind the Badgers" ;-)

 

In his defence, Richard Branson employed the counsel of Sir John Mortimer QC, who produce expert witnesses who were able to demonstrate that the word "badgers" ;-) was actually a legitimate Old English term originally used to refer to a priest, and which, in the context of the title, meant "nonsense".

 

The chairman of the Nottingham magistrates benchwas forced to conclude:

 

"Much as my colleagues and I wholeheartedly deplore the vulgar exploitation of the worst instincts of human nature for the purchases of commercial profits by both you and your company, we must reluctantly find you not guilty of each of the four charges."

 

I use this word in precisely the same context in the above post.

 

 

 

 

Edited July 22, 2009 by noomill060

[angry cat]

Please either scan or, take a digital picture of the letter and post it up!

[PriorityOne]

i have about 4 to 5 debts all relating to a few years back

 

now today i received a letter hand delivered from hartlepool crown court saying unfortunately i was not at home to be given some court documents or papers This really doesn't sound right... court papers normally come from Northampton anyway and would have nothing to do with whether you were in or out at the time of delivery, since they're sent through the post. (i rang dlc and they said it could be some papers to do with attatchment of earnings). As far as I'm aware, attachment of earnings papers would only be relevant if there was a CCJ in place already.... Now in pen he has written if i dont get in touch it will result in 14 days in prison..it just doesn't work like that!! now this debt alone goes back to 2004..now it was a loan for £1000 £400 interest and it was from welcome finance..now i have been disputing this for years only because they have added £700 charges the day it got passed over to the debt company!!! They had no right to do that... and it means that the amount on any associated CCJ would be incorrect (if there is one) now i know its 5 or so years ago but this letter has scared me!! I'm not surprised!! i am looking into going bankrupt for the these debts..i may have ccj's on this loan and others as its been a few years now!! just to repeat the letter is hand delivered and states hartlepool crown court,claim number,hillesden services aka dlc and says in photocopied pen if not contacted urgently further action taken which may result in your arrest and 14 days in prison I'd be inclined to photocopy this and forward it to your local Trading Standards and the OFT for starters. On the face of it, it sounds like intimidation at its very worst... and someone needs a slap down. Have you 'phoned Hartlepool Crown Court ? If not, give them a ring and just run it by them with any ref. no. that's on there.

 

as for the other debts on is with 1st credit and no one has been in touch as yet about the other debts!!!!

 

[angry cat]

No member on CAG, can really advise until we see the letter!

 

We really do want to help you.

 

AC

[PriorityOne]

My gut instinct is saying that they're desperate for you to make contact before the account becomes staute-barred.... but until we can see the letter, there is still room for doubt.

 

Whatever you do though, DO NOT contact DLC. Check it out by 'phoning the court where it's alleged to have come from.

[noomill060]

Please get it scanned so we can help.

 

It really does sound like scare tactics of the worst kind.

 

cleanprophet- NO ONE goes to jail because they owe money.

 

Owing money isnt a crime.

[angry cat]

by PriorityOne:

 

" Have you 'phoned Hartlepool Crown Court ? If not, give them a ring and just run it by them with any ref. no. that's on there"

 

Agreed!

 

Take that step in the morning and then post up what they have to say on the matter.

 

AC