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Atmywitsend

Help needed please

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I hope some one can give me some advice.

 

I received a letter from Wescott a few months back for a debt of £300. As I had no idea what this was about I sent them a "prove it" letter. They replied stating that they would investigate further. I have now received a letter from SRJ Debt Recoveries stating that they are going to start litigation on behalf of their client Wescott - Littlewoods. This makes more sence to me as I had an account with littlewoods in 2003 although £300 is definitely made up of charges. Because I had sent Wescott a "prove it" letter should I now send SRJ an "account in dispute letter" or a CCA letter? After reading through some posts it seems that the solicitors for SRJ are none other than Bryan Carter! Some one posted that Bryan Carter are not allowed to operate in NI, and as I live in NI should I just ignore this letter?

 

If anybody can help I would be very grateful as I'm finding this all very confusing and stressful.

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Send them a CCA request. The circumstances regarding collecting debt is totally different in NI, I'm not sure of the subtleties but someone will hopefully explain. ;)


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Have a read through this thread, it will help you understand why an English DCA cannot chase a debt in NI as they would on the mainland. http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/205113-capquest-ccj-letter-northern.html


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Thanks cerberusalert, that has put my mind at rest a bit.

Just one more thing, do I send the CCA letter to SRJ or to Westcot who are their clients?

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Send it to whoever contacted you last.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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