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Payment Arrangement - Urgent Advice Required.

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Hi guys,


Unable to publish much here, but need your thoughts on the following -



Say you received an acceptance to a payment plan you made, but with the following undertaking -

  • only for 6 months after-which a review would take place.

and with the following statement -

I am agreeing to cease any court action as well as any action with other regulatory bodies and further undertake not to instigate any further action in respect of this matter.

Furthermore both parties will undertake to keep both the fact and terms of this settlement, and the agreement to which it relate confidential.


Writing this i can see that it sounds LBL are on the back-foot, but can they really add that statement in an acceptance to a payment plan, or indeed enforce it?


They have given me 7 days to respond otherwise they will withdrawal their offer and recommence repossession actions. The OFT are unlikely to have assessed LBL's initial response to my complaint within this time.


Any advice going forward would be very much appreciated.

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