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    • Since the last post on this thread I have sent a complaint to the FOS but have not heard anything from them as yet either, I'm guessing they're rather snowed under and on reduced staff so no real surprise.   Still had nothing approaching help from lending stream but today they emailed me default notices for the loans, again demanding I phone them and pay up in full or they will begin court proceedings.   Any advice as to how I should proceed please?
    • Hi,   I received two PCNs in October 2019 from Havering Council. All the below applies to both PCNs, as the correspondences were at the same time:   Fast forward to February 2020, I file witness statements on grounds that I made representations within 28 days but did not receive a rejection notice.   The TEC cancelled charges.   Havering write to me asking for supporting evidence of representations that I made.   I email them screenshots with timestamps of the representations.   In early March Havering reply to me by email 'confirming receipt of email and both cases are now on hold pending an investigation. Please allow time for a full response to be sent.'   Fast forward to 18th June Havering write to me the attached: https://i588.photobucket.com/albums/ss328/pdottj/Mobile Uploads/20200630_164504.jpg   Now, it seems as though the sender of this letter is not up to date with both cases and is unaware of the TEC's decisions, as well as the email correspondence.   My questions are, 1) What should I do next? and 2) Is there a way to use their misstep to avoid paying for the PCN entirely?   Thank you.
    • New app launched by Veteran owned UK     READ MORE HERE: https://www.gov.uk/government/news/new-app-launched-by-veteran-owned-uk
    • Hi   When you say lease is this a Private Rented Property? (is it a lease or an AST)   Exactly what type of Agreement did you have and start date and end date?   Was your Deposit protected in a Tenancy Deposit Scheme and your were given a copy of the Prescribed Terms of that Scheme?   When you moved out of the property was this agreed with the Landlord and a check out inspection agreed? (i note you mentioned they couldn't carry out the inspection due to covid-19)   Does your lease agreement have any clauses in it for 'Late Payment of Rent or Rent Arrears'? (if so what does it state)   Is there anything in the documentation from Lowell's giving a breakdown of this money owed? (does it have anything mentioning damage  or it is just rent arrears/charges)      
    • you can't continue the payments eitherway ...think about it............... so it makes no odds if you stop payments now does it...   it can't harm you by stopping else they'd be no point in either dro or pro-rata as it shows either would thus be pointless   pers i'd go DRO simply contact an approved intermediary
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    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
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Following the advice offered on here when rossendales started chasing me for council tax arrears I locked up my house and refused to contact them. I have had 2 s**t-o-grams from them put through my door threatening taking my property but I havnt been in when they called. I wrote to the council after the fitrst letter with an offer of payment and and heard nothing! Yesterday I returned home to find a letter posted from rossendales staing they accepted the offer I made. I havnt in fact offered them anything. Would the council have passed on the financial information I provided in support of my offer and can they do this?????

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every possibility that the council have sent the offer to the bailiffs

if you pay the council the bailiffs will chase you for there charges

2 visits £42.50 if there is no walking possession agreement

if you pay the bailiffs direct refuse to pay them unless you can pay by standing order tell them this is the only way you will make payments to them because you refuse to pay charges for making payments and a standing order gives you less chance of defaulting on payments which could lead to more bailiffs charges

if they refuse this method of payment go back to the council

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got a letter this morning from the council accepting payments direct to them, poor rossendales they aint getting a penny haha!

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got a letter this morning from the council accepting payments direct to them, poor rossendales they aint getting a penny haha!

 

 

:D:D:D thats good news for you

well done

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