Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Ok thanks guys for all the help & advice I think I will go the DRO option but will open a new bank account somewhere else first etc.  The only other things im little worried about is reading on the DRO it says about I wont be able to apply for credit but what about things like my car insurance as thats classed as credit paying it monthly Plus they say i must not have assets or car worth over £1,000 so what about things like my car worth around 2.5k and as said before when my father passed away he left me his camper that I cant part with its worth about 4k and what about things in house and jewellery etc ?? Can they come to house and check and so on
    • threads merged  please keep to one thread per issue.   dx  
    • read it proprly.. it doesn't say WILL anything and original creditors don't do court as they don't want the judge delving into their business model nor the bad publicity.   as for the FOS you just have to let it run. yours is a very short time since yo put it into them typically it always takes 6-9mts normally before they move on anything though they usually send you an ACK they have the complaint.        
    • Since the last post on this thread I have sent a complaint to the FOS but have not heard anything from them as yet either, I'm guessing they're rather snowed under and on reduced staff so no real surprise.   Still had nothing approaching help from lending stream but today they emailed me default notices for the loans, again demanding I phone them and pay up in full or they will begin court proceedings.   Any advice as to how I should proceed please?
    • Hi,   I received two PCNs in October 2019 from Havering Council. All the below applies to both PCNs, as the correspondences were at the same time:   Fast forward to February 2020, I file witness statements on grounds that I made representations within 28 days but did not receive a rejection notice.   The TEC cancelled charges.   Havering write to me asking for supporting evidence of representations that I made.   I email them screenshots with timestamps of the representations.   In early March Havering reply to me by email 'confirming receipt of email and both cases are now on hold pending an investigation. Please allow time for a full response to be sent.'   Fast forward to 18th June Havering write to me the attached:  Havering Charge Certificate.pdf   Now, it seems as though the sender of this letter is not up to date with both cases and is unaware of the TEC's decisions, as well as the email correspondence.   My questions are, 1) What should I do next? and 2) Is there a way to use their misstep to avoid paying for the PCN entirely?   Thank you.
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
style="text-align:center;"> Please note that this topic has not had any new posts for the last 3993 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All,

 

It's me again :D

 

After paying one outstanding bill, the council have dug out another bill for £465. Its going to committal on the 6/8/09.

 

Just want to clarify a point Ive made before.

 

The bill is over 6 years old, I've been told in previous posts that they will keep chasing as its not statue barred.

Then on another post , Tommytubby said if its over 6 years it is statue barred?

I know council tax can be pursued indefinatly, but what's the standing on this before I take it further?

 

Thanks

 

Fwog

Share this post


Link to post
Share on other sites

I found this thread by tomtubby which may be of some help to you

 

http://www.consumeractiongroup.co.uk/forum/bailiffs-sheriff-officers/195735-council-tax-bill-over.html

 

I dont know if Tomtubby is able to receive pm's now, but perhaps it could be an idea to try her.

  • Haha 1

Share this post


Link to post
Share on other sites

Thanks for the reply Skatz. :)

 

Im just a bit confused as to the reason the council too the debtor to court ?

If its discretionary, why do the council waste time? Or is the other post and exception to the rule?

I have called the council in the past and been informed they will go all the way

:rolleyes:

 

 

I just thought it was in black and white, not a grey area ,as this seems to be.

Will keep you updated.

 

Fwog

Share this post


Link to post
Share on other sites

Then on another post , Tommytubby said if its over 6 years it is statue barred?

 

It all depends on when the final demand for payment was served. The LA would then have six years to obtain a Liability Order. Once they have obtained the order then potentially they could chase for payment forever.

 

" Council Tax

The council should not go to the magistrates' court and ask for a liability order for Council Tax more than six years after the Council Tax became due. This is under Regulation 34(3) Council Tax (Administration and Enforcement) Regulations 1992.

 

Council Tax appears to be 'due' when the council sent a demand notice to you which may not be at the same time the Council Tax rate was set. It is important that you check when the demand was sent as this affects when the six year limitation period begins. You can also complain to the Local Government Ombudsman if the demand was not sent out 'as soon as practicable' after the rate was set. "

  • Haha 1

Share this post


Link to post
Share on other sites
It all depends on when the final demand for payment was served. The LA would then have six years to obtain a Liability Order. Once they have obtained the order then potentially they could chase for payment forever.

 

" Council Tax

The council should not go to the magistrates' court and ask for a liability order for Council Tax more than six years after the Council Tax became due. This is under Regulation 34(3) Council Tax (Administration and Enforcement) Regulations 1992.

 

Council Tax appears to be 'due' when the council sent a demand notice to you which may not be at the same time the Council Tax rate was set. It is important that you check when the demand was sent as this affects when the six year limitation period begins. You can also complain to the Local Government Ombudsman if the demand was not sent out 'as soon as practicable' after the rate was set. "

 

Thanks sequenci,

 

The tax became 'due' in 2003. This demand came through the door on Monday. It has been issued before to a previous address and returned by bailiffs to the council in 2006.

so your saying as soon as the letter comes through my door (20/07/09) its then valid for 6 years from that point? (20/07/15)

 

Thanks again for all the input.

 

Fwog

Share this post


Link to post
Share on other sites
Thanks sequenci,

 

The tax became 'due' in 2003. This demand came through the door on Monday. It has been issued before to a previous address and returned by bailiffs to the council in 2006.

so your saying as soon as the letter comes through my door (20/07/09) its then valid for 6 years from that point? (20/07/15)

 

Thanks again for all the input.

 

Fwog

 

You need to find out when the actual year's council tax became due. This would be prior to Liability Order stage, it would be when the council make the original demand for full payment on you.

Share this post


Link to post
Share on other sites
You need to find out when the actual year's council tax became due. This would be prior to Liability Order stage, it would be when the council make the original demand for full payment on you.

 

Hi Sequenci,

 

It was due for that year, full payment was requested end of 2003/beginning 2004.

 

Thanks :)

 

Fwog

Share this post


Link to post
Share on other sites
Hi Sequenci,

 

It was due for that year, full payment was requested end of 2003/beginning 2004.

 

Thanks :)

 

Fwog

 

When was the Liability Order made?

Share this post


Link to post
Share on other sites
When was the Liability Order made?[/quote

 

Hi Sequenci,

 

I had moved from that address,so I assume the council made a liability order in my absence and had it returned (as I wasn't there).

Just a letter stating that their intentions to take me to court over this outstanding amount, I would think the liability order would be issued after?

 

At this stage its just a letter to say

 

'.......tough luck, we will be taking you to court on the 6/8/09'

 

Hope this is the information you require?

Cheers

 

Fwog

Share this post


Link to post
Share on other sites

Bump

:D :D :D

Share this post


Link to post
Share on other sites

Hi

 

I would just like to know if is there any further advice on this issue as its going to court on the 6/8/09?

 

As theres conflicting advice on this , a clarifying post would be grateful.

 

:):)

 

 

 

 

Many thanks

 

Fwog

Share this post


Link to post
Share on other sites
When was the Liability Order made?

 

Hi Sequenci,

 

The liability order was made on the 26/06/09. For a hearing date for 16/8/04.

 

Hope that makes a bit more sense. :):)

 

Fwog

Share this post


Link to post
Share on other sites

That is very interesting! Can you remember when the last payment was for that year? I'm wondering when the final demand for the year may have been made?

Share this post


Link to post
Share on other sites
That is very interesting! Can you remember when the last payment was for that year? I'm wondering when the final demand for the year may have been made?

 

Hi

 

Thanks for the reply :D

 

There wasn't a payment made that year as I remember, most of it (the £465 )relates to 2002/2003 . I've paid £650 just before Christmas for the 2004 bill

I don't know where they've got the 16/08/04 date from. As far as Im concerned, that date is satisfied and the 2003 -2002 bills are the only ones outstanding.

 

 

Any thoughts ?

 

Cheers

 

Fwog

Edited by fwog

Share this post


Link to post
Share on other sites

Hi

 

******New Update*****

 

just received another liability order 24/7/09 for the 2/8/04 for £269.45?

 

 

What gives??

 

 

:confused::confused:

 

 

Fwog

Share this post


Link to post
Share on other sites

That is very strange, you may wish to get a maladministration complaint on the go. Your local authority is a little strange, it's not Birmingham City Council per chance?

Share this post


Link to post
Share on other sites

Hi Seq

 

Right been onto the council and they said the £269 is for 2002 and the £465 is for 2003. Funnily enough , she hung up when I told her the call was being recorded....wonder why?

I didnt get anywhere with them at all, asked to set up a payment schedule and they wouldn't accept anything less than £100 a month. So after she hung up I went to the councils website and paid this weeks instalment. I just want this to be sorted and the councils officer wasn't having it at all.

:(

 

What have they done that they shouldn't have?

 

Maybe I can have a dig if there's something to go on?

 

Cheers

 

Fwog

Edited by fwog

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...