Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • look up on land registry who owns the property then get in contact with your local environmental heath dept.   dx  
    • Hello all,   I have recently moved into a new property. The bedroom window is facing a bunch of commercial crates which have trash on top of them. The trash is maybe two metres away from the window, making it impossible for the window to be open (I am also afraid of rats being there).   The other windows of the property are facing a communal, enclosed area, which is making it difficult for the property to be properly ventilated. I have already raised this issue with my estate agency and they are trying do to something about it (to be honest, if I leave everything to them, this issue won't be solved until my tenancy is finished, and that is more than one year away).   I am asking for advice, or how could I approach this issue.   I have spoken to my council and, since they do not deal in private property, there is nothing they can do, at least this is what they have told me.   The property with the trash is not owned by my landlord. It is an open space, with big crates, closed off by a fence. If I could, I would climb those crates and remove the trash myself but I cannot. I also cannot climb out the window to reach the trash, as the window is too small.   At times, I see a car in that property but I have never seen the driver. I left a note in the car's window explaining the issue and giving my number. This was around a week ago and nobody came back to me.   
    • Hi   First off ALL Tenants need to re report all the different repairs again via their repairs procedure. Yes its good to get a list of all properties repairs with photo/video evidence signed by all property tenants but you all need to fight this individually as well as a group.   Next you all need to look up your rights on Repair i.e. The Right to Repair Scheme and also their Complaints Procedure.   http://www.legislation.gov.uk/uksi/1994/133/made   https://england.shelter.org.uk/housing_advice/repairs/right_to_repair_for_council_tenants   All Tenants need to take control back with these repair and ask in writing titling any letter 'FORMAL COMPLAINT' and stating the repair and why it hasn't been carried out to date and an exact date when it will be completed.   You also require clarification whether these Repairs come under the Right to Repair Scheme and if so why we were never informed of this. (delete or amend)   You also require copies of the following:   Right to Repair Scheme Policy (Not the Leaflet Repair and Maintenance Policy (Not the Leaflet) Solar Panel Policy (Not the Leaflet) Complaints Policy (Not the Leaflet) Equality & Diversity Policy (Not the Leaflet) When you get the above policies you need to take your time reading them and just think to yourself 'DID THEY DO THAT' in relation to your issue and if not mark it this way you build a list of what they haven't done/followed as per there own Policies and use it against them.   They will have time limits to complete repairs within for Emergency, Urgent, Routine repairs and if they exceed that time limit and need to extend it remember it is with you the tenants agreement not them telling you and tough you can wait.   (bear in mind any repairs during COVID-19 the time limits are now different and most routine repairs are stopped)  
    • I was on UC in late March, and recently received some quite non-committal message that the commitments would be returning, but no indication when.     If I remember correctly the expectation was that we could find at least one job per day to which to apply, or some such nonsense.   Given that the government can only guess how many workplaces will be safe :  1) to commute to/from at the time of job application; 2) to work in at the time of job application;    3) to commute to/from at the date of starting a job ; 4) to work in at the date of starting a job,  5) to commute to/from at the date permanent WFH is dropped; 6) to work in at the date permanent WFH is dropped,    and given that we have lost 20% of our economy, I fail to see how they can both reasonably and immediately mandate any minimum figure of jobs we must apply for whilst this virus just killed over 135 people in the UK (stats released today).  That is only down from 155 last week, and about 175 a fortnight back.   At this rate it will be another 7 weeks MINIMUM before the mortality rate is zero - if it ever reaches zero before the inevitable second wave.  
    • who has sent this 'letter of claim' come from and doe sit mention the pre action protocol and include a separate response pack? 
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 12 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
HFwho?

Lowell go all Ebay!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4011 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Would just like to share a new tactic with all the great people on CAG. I'm not sure if this has been posted before so sorry in advance if it has.

 

This letter is what I recieved about a very old debt from about 10 years ago and is very statute barred. To be honest I didn't completely understand the new tactic at all.

 

13709d.th.jpg

Edited by HFwho?

Share this post


Link to post
Share on other sites

how strange....

Share this post


Link to post
Share on other sites

I put a bid in for £1, still not heard anything.

Share this post


Link to post
Share on other sites

I got one the other day, bid as long as it meets their reserve:lol::lol::lol:

Share this post


Link to post
Share on other sites

Smacks of desperation :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Share this post


Link to post
Share on other sites

isn't this a cheeky way of getting you to acknowledge the debt though? surely if you are bidding to "buy back YOUR account" you are admitting the debt exists? it seems like a grey area to me :( anyone want to correct me if i'm wrong?

 

Az

Share this post


Link to post
Share on other sites

Tread very carefully with this.

 

PUT IT IN THE BIN

Share this post


Link to post
Share on other sites

They will try absolutely anything to get you to acknowledge a debt.:mad:

Share this post


Link to post
Share on other sites
isn't this a cheeky way of getting you to acknowledge the debt though? surely if you are bidding to "buy back YOUR account" you are admitting the debt exists? it seems like a grey area to me :( anyone want to correct me if i'm wrong?

 

Az

Agree with Azuma.

Be very careful.

Edited by sosumi
PS - agree with everyone else too - not awake yet! :D

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

Share this post


Link to post
Share on other sites

Their under-handed tactics are becoming abosolutely rediculous, they are being very clever at wording things like this, i'd not respond to them at all about this, as they are obviously grasping at straws with your account...

Share this post


Link to post
Share on other sites
isn't this a cheeky way of getting you to acknowledge the debt though? surely if you are bidding to "buy back YOUR account" you are admitting the debt exists? it seems like a grey area to me :( anyone want to correct me if i'm wrong?

 

Az

 

It doesn't actually matter if you do acknowledge a debt that's statute barred - it doesn't 'unstatute bar' it :-)


Just hate every DCA out there

Share this post


Link to post
Share on other sites
It doesn't actually matter if you do acknowledge a debt that's statute barred - it doesn't 'unstatute bar' it :-)

 

point taken, although if a payment is made to "purchase" the account does this not consitute as the 6 years starting over? either way though, i'd ignore this.

 

Az

Share this post


Link to post
Share on other sites

I would send a copy of that letter to the OFT I am sure it probably breaks guidelines somewhere.

Share this post


Link to post
Share on other sites
point taken, although if a payment is made to "purchase" the account does this not consitute as the 6 years starting over? either way though, i'd ignore this.

 

Az

 

No - like has already been said, once it is statute barred it is always statute barred regardless.


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

Share this post


Link to post
Share on other sites

happy days Clemma, prob not worth even entertaining this though right? it's funny to see how pathetically deperate they are becoming, i love it :D

Share this post


Link to post
Share on other sites
Guest Alison82

Lol what a cheeck, this is the same as making a settlement!! Do they think people are stupid!

Share this post


Link to post
Share on other sites
Lol what a cheeck, this is the same as making a settlement!! Do they think people are stupid!

 

Apparently so Alison, i wish more people knew about CAG, these people would be out of business.

Share this post


Link to post
Share on other sites

blimey, that is scraping the barrel

Share this post


Link to post
Share on other sites

Great to see other peoples views on this, i've not responded and have no intention to as it is very much statute barred, even if I made a 'bid' lol, it would still be statute barred. Just thought I would share it with others just in case people have recieved one and their debt is not statute barred or nearly so, they bid and start the ball running again.

Edited by HFwho?

Share this post


Link to post
Share on other sites
Lol what a cheeck, this is the same as making a settlement!! Do they think people are stupid!

 

It must work with some people, otherwise they wouldn't bother doing it at all :mad:


Just hate every DCA out there

Share this post


Link to post
Share on other sites
Great to see other peoples views on this, i've not responded and have no intention to as it is very much statute barred, even if I made a 'bid' lol, it would still be statute barred. Just thought I would share it with others just in case people have recieved one and there debt is not statute barred or nearly so, they bid and start the ball running again.

 

yeah man, interesting to see something like this on here.

Share this post


Link to post
Share on other sites

Have you sent them the statute barred letter?

Share this post


Link to post
Share on other sites

Subscribing...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

Share this post


Link to post
Share on other sites

Talking of this bunch of hapless scrotes, has anyone else received their all new credit card type statement. This states it is a pre-requisite of the company who hold a signed CCA and not them and will be sent on an annual basis until the balance is zero. What a load of c**p.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...