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    • The Legal Ombudsman has a wider remit than the SRA, and can always refer matters on to the SRA where they find a breach of the SRA's code.   I'd suggest writing to the solicitors, highlighting these issues, asking them to refund the money. If they don't then complain to the LO.
    • Good morning all,   I have an update for you all, shortly after my first hearing i was told i would need to have a rehearing with another company, Obviously i agreed but after the initial grievance hearing the person then asked me to enter into a private conversation, I have received the settlement offer and are disgusted as its not even half of my monthly  salary, I'm not sure what to do at this stage as i dont have the funds to finance a solicitor,so any advice would be appreciated.  
    • Sorry, but what does this mean?   Who are ARC? It would be helpful if you could be a little bit more clear about what happened. I don't understand why you are not simply proceeding against Amazon – because it is clearly their responsibility as it was their driver or courier company
    • I understand that you were involved in a contentious divorce in respect of which there was a bill for court costs – £850. You decided to challenge the costs in court and you lost and an order was made against you. We decided to appeal the order but before the appeal was heard, the solicitors made you a without prejudice offer of a 50-50 split – £425. You agree to this and you signed the document to that effect which you returned to the solicitors. Despite that the solicitors are now trying to impose the original £850 order. Is that the correct order of events? "Without prejudice" is certainly something that doesn't seem to be very well understood, including by solicitors. "Without prejudice" can protect an offer from being disclosed to the court where the offer has been refused so that it is not binding on anyone. However, without prejudice cannot be used to hide everything from the court – including wrongdoings, unethical behaviour et cetera. It seems to me that once you sign the agreement you effectively had a contract. I'd like to know a little bit more about the agreement that you signed but presumably it was intended to bring a halt to any further proceedings. I don't think there is any difficulty about disclosing a contract to the court in the circumstances. It is only the offer which was made without prejudice. Once the agreement was accepted and signed then the document acquired a wholly different character. It was no longer an offer open to be accepted or refused. It was a legally binding contract which imposed obligations upon both sides. In my view the solicitors have acted in a highly unethical way and I would begin by making a complaint to the SRA. I wonder whether the solicitors proposed the 50-50 split to you without consulting with their client and when they then contacted their client and told her what had been agreed, she refused to accept it and on that basis the solicitors recognised that they had made an error but rather than accept their responsibility and footing the £425 out of their own pockets, they preferred to get it from you. Of course this is just speculation but it seems to me to be quite a possible scenario. I'd like to see the agreement post up here please – that my sense is that you should complain to the SRA and you should tell the solicitors that this is what you're doing.
    • What's the default date? It should be on your Credit File
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johnny131070

Cabot / Monument Help!!

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Hi, i had a monument card in 2004, with a small limit of £500. Well cabot have been bombarding me with letters stating that i owe nearly £1300. This is mostly made up of charges. I CCA'd them and they sent me the application form back with statements and also a letter of assignment. I have asked them for a true copy with the prescribed terms etc and they have sent a letter back saying that they have complied and they now want a firm proposal to get the money back. What should be my next move? Many thanks for any replies.


Its better to live one day as a lion than a thousand days as a lamb!!!;-)

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have you read this?

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/173201-why-you-shouldnt-use.html

 

 

also have you thought about reclaiming the charges?

 

 

ida x


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Hi, i had a monument card in 2004, with a small limit of £500. Well cabot have been bombarding me with letters stating that i owe nearly £1300. This is mostly made up of charges. I CCA'd them and they sent me the application form back with statements and also a letter of assignment. I have asked them for a true copy with the prescribed terms etc and they have sent a letter back saying that they have complied and they now want a firm proposal to get the money back. What should be my next move? Many thanks for any replies.

 

Welcome to the Monument/Cabot club -- I'm in exact same position as you are....I've just told Cabot that if they believe they have complied etc etc then they are welcome to take me to court and we'll see if the judge agrees with them...I'm still waiting for a reply from them 5 weeks on.

 

...Oh and by the way, this has been to ing and froing from me and Cabot for 3 years now - still haven't got a penny out of me ;-)


Just hate every DCA out there

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Hi, i had a monument card in 2004, with a small limit of £500. Well cabot have been bombarding me with letters stating that i owe nearly £1300. This is mostly made up of charges. I CCA'd them and they sent me the application form back with statements and also a letter of assignment. I have asked them for a true copy with the prescribed terms etc and they have sent a letter back saying that they have complied and they now want a firm proposal to get the money back. What should be my next move? Many thanks for any replies.

 

EXACTLY when in 2004 -you are getting close to SB so you may want to think about how much you say to them!!

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This is the latest letter from Cabot. Any advice would be greatly appreciated.

cabot.zip


Its better to live one day as a lion than a thousand days as a lamb!!!;-)

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bump


Its better to live one day as a lion than a thousand days as a lamb!!!;-)

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Empty threats from the pre-school department. Ignore.

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This is the latest letter from Cabot. Any advice would be greatly appreciated.

 

Hi johnny131070

 

I would advise you to follow my thread. I have already passed the stage you are in and now Cabot has issue an application to set aside judgement after I issued a warrant against them.

 

I am sure within a two weeks or so I will have the hearing and will get the decision from court.

 

I will advise you to log a complaint with Financial Ombudsman Services, who will chase Cabot. If after few months you dont get any joy then depending on the outcome of my case, they them to court.

 

Hope it helps

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jp have you a link to your thread, I'm also up against this duo.

 

Thanks

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