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    • Ok thanks guys for all the help & advice I think I will go the DRO option but will open a new bank account somewhere else first etc.  The only other things im little worried about is reading on the DRO it says about I wont be able to apply for credit but what about things like my car insurance as thats classed as credit paying it monthly Plus they say i must not have assets or car worth over £1,000 so what about things like my car worth around 2.5k and as said before when my father passed away he left me his camper that I cant part with its worth about 4k and what about things in house and jewellery etc ?? Can they come to house and check and so on
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racer1

Westcot / Playboy TV

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Recently received a letter from Westcot acting on behalf of Playboy TV for £19.99. Might not sound a lot but I know nothing about it and has nothing to do with me! Gave them a call, they said it was in relation to a property at XXXXX. I advised I moved out on XXXX 2007 and it had nothing to do with me.

 

They said that the Sky account had been in my name, they're putting the account on hold and looking into it. I can't find a way of contacting Playboy TV by phone [the number Sky gave me is just engaged] and upon contacting Sky they said the account was closed in March 2008 - this was incorrect as I closed it during 2007 but they didn't close it and kept it open in my name even when they were instructed otherwise [they've advised they stopped the DD but payments were made on a card not in my name and nothing to do with me].

 

What do I do from here? I presume the first step is to formally write to Westcot advising them this has nothing to do with me. They said they've written to me at my current address as they've contacted Experian and they have it down as a possible forwarding address, but that they "confirm Westcot has not registered any debt against your name or the above address in respect of this matter."

 

What do I do going forward?

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Anyone please?

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Wait for them to investigate it. Seems sky have substantiated the fact that someone else was paying your account. Wescot wont be chasing too hard for £19.99. If you send them a prove it letter they usually run away...;)


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complain to trading standards, Wescot have no right to be pursuing you for a debt that even sky acknowledge isn't yours, keep an eye on your credit file, if they place a default against it, look into a claim for defamation


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complain to trading standards, Wescot have no right to be pursuing you for a debt that even sky acknowledge isn't yours, keep an eye on your credit file, if they place a default against it, look into a claim for defamation

 

Complain to OFT directly also, it'll go against westsnot in the future. Its a breach of OFT guidelines to chase someone for payment when they are clearly not the debtor.

 

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