Ppi

[Andrew66]

Hi Everyone,

Just wondered if anyone out there has heard of a company called Severn Claims? They called me earlier offering to help me claim back all my PPI's from the last 12 years. All they would charge me was £200, payable up front, or £100 to get the ball rolling. I didn't take them up on it and they don't appear to have a website. Sounded dodgy to me.

[greendollar]

Sounds extremly dodgy to me.

Sorry to hijack your thread but I have no idea how to start a new one.

Can anyone help???? The missus took out a loan with Halifax in Oct 2000 which was sold to her with a single payment PPI,she was told she couldn't have the loan without the PPI,in Feb 2003 she was made redundant and tried to claim but was told because she didn't notify them of a change in her working hours that they wouldn't pay-out nor would they cancel the PPI,she is still paying the loan off through a DCA.Has the time limit expired or is it still possible to claim back the money paid for the PPI???

[pompeyfaith]

there is nothing they can do that u cant do yourselves read the stickys at the top of this forum plenty of advice and template letters there to get u started

[alanalana]

Hi Everyone,

Just wondered if anyone out there has heard of a company called Severn Claims? They called me earlier offering to help me claim back all my PPI's from the last 12 years. All they would charge me was £200, payable up front, or £100 to get the ball rolling. I didn't take them up on it and they don't appear to have a website. Sounded dodgy to me.

 

Do not use a claims company. as Pompeyfaith states there is nothing a claims company can do that you cannot do yourself at no cost other than a few stamps.

 

There have been several instances of companies taking the money and taking no action and then disappearing off the face of the planet.

 

You can claim back your own PPI money with the help of CAG and it costs nothing but a bit of your time.

 

Post up the full details of your PPI issues and you will get support and advice on here.

 

Start with reading the stickies at the top of the forum. They will help you to decide on the way forward without spending £200.

 

PPI Successes this is to show you what self help can do

 

Mis-sold PPI? Want your money back? use these links to help and this is to show you how to start.

 

just post questions and you will get support.

 

aa

Edited July 20, 2009 by alanalana
text added

[Andrew66]

Thanks, but is the 12 year bit true? I thought it was 6.

[pompeyfaith]

If the product was mis-sold there is no time limit you can go back to as far as there are documents held by the organisation.

 

But you will find that companies will try and limit any claim to 6 years this is simple not true where the 6 year rule does come into play is that you have 6 yrs to claim back but this is from the point you realised you had been mis-sold so that will take you until 2015

 

PF