Nationwide + Test Case...What Next??

[sofi]

Hi all, hope some one can point me in the right direction.

 

I've recently sent off the Preliminary and subject access letters. Ive received a letter back from Nationwide saying they can not deal with my claim untill the test case is over. Ive had a look at my bank statements and it clearly shows that i previously payed back my charges (which are built up of over draft fees) and should have been £30 in credit.

 

As i refused to pay back these charges they transfered money from my savings account. My over draft fee is now cleared.

 

What would be the next step?

 

Thanks

[sofi]

Can anyone please help and advice me as to what i should do next???

[MilkTrayMan]

A S.A.R. is sent 1st, if you don't already have copies of your statements etc.

Nationwide then have up to 40days from receipt, to comply with your request.

It's also a good idea to look into setting up a 'parachute' current account elsewhere in case Nationwide start playing hardball.

After totting up the numbers stuff etc, a Preliminary Letter is then sent.

14days after that, a Letter Before Action is sent giving Nationwide another further 14days to come up with your own money.

If still no positive response from Nationwide (), a claim is filed at court for the amount owed + costs + interest.

[Wizard of ID]

Claim hardship, if you can, to force them to expedite your claim. Bank Charges Hardship: Reclaim NOW inc template letters...

[BankFodder]

by all means claim hardship if you want -- but don't hold your breath. particularly as it seems that you got a savings account, I don't rate your chances at all.

 

Go through all the steps of claim your charges and claimed to the courts not to the ombudsman