Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • @Jaybee in CF Claimant commitments are agreed between yourself and the Job Centre Work Coach.  So you will be able to discuss the local jobs market, transport available and all of the local issues.   As it is a two way constructive relationship, you can research all of the relevant information, so when you have your claimant commitment agreed,  the information you have obtained can be considered.              
    • look up on land registry who owns the property then get in contact with your local environmental heath dept.   dx  
    • Hello all,   I have recently moved into a new property. The bedroom window is facing a bunch of commercial crates which have trash on top of them. The trash is maybe two metres away from the window, making it impossible for the window to be open (I am also afraid of rats being there).   The other windows of the property are facing a communal, enclosed area, which is making it difficult for the property to be properly ventilated. I have already raised this issue with my estate agency and they are trying do to something about it (to be honest, if I leave everything to them, this issue won't be solved until my tenancy is finished, and that is more than one year away).   I am asking for advice, or how could I approach this issue.   I have spoken to my council and, since they do not deal in private property, there is nothing they can do, at least this is what they have told me.   The property with the trash is not owned by my landlord. It is an open space, with big crates, closed off by a fence. If I could, I would climb those crates and remove the trash myself but I cannot. I also cannot climb out the window to reach the trash, as the window is too small.   At times, I see a car in that property but I have never seen the driver. I left a note in the car's window explaining the issue and giving my number. This was around a week ago and nobody came back to me.   
    • Hi   First off ALL Tenants need to re report all the different repairs again via their repairs procedure. Yes its good to get a list of all properties repairs with photo/video evidence signed by all property tenants but you all need to fight this individually as well as a group.   Next you all need to look up your rights on Repair i.e. The Right to Repair Scheme and also their Complaints Procedure.   http://www.legislation.gov.uk/uksi/1994/133/made   https://england.shelter.org.uk/housing_advice/repairs/right_to_repair_for_council_tenants   All Tenants need to take control back with these repair and ask in writing titling any letter 'FORMAL COMPLAINT' and stating the repair and why it hasn't been carried out to date and an exact date when it will be completed.   You also require clarification whether these Repairs come under the Right to Repair Scheme and if so why we were never informed of this. (delete or amend)   You also require copies of the following:   Right to Repair Scheme Policy (Not the Leaflet Repair and Maintenance Policy (Not the Leaflet) Solar Panel Policy (Not the Leaflet) Complaints Policy (Not the Leaflet) Equality & Diversity Policy (Not the Leaflet) When you get the above policies you need to take your time reading them and just think to yourself 'DID THEY DO THAT' in relation to your issue and if not mark it this way you build a list of what they haven't done/followed as per there own Policies and use it against them.   They will have time limits to complete repairs within for Emergency, Urgent, Routine repairs and if they exceed that time limit and need to extend it remember it is with you the tenants agreement not them telling you and tough you can wait.   (bear in mind any repairs during COVID-19 the time limits are now different and most routine repairs are stopped)  
    • I was on UC in late March, and recently received some quite non-committal message that the commitments would be returning, but no indication when.     If I remember correctly the expectation was that we could find at least one job per day to which to apply, or some such nonsense.   Given that the government can only guess how many workplaces will be safe :  1) to commute to/from at the time of job application; 2) to work in at the time of job application;    3) to commute to/from at the date of starting a job ; 4) to work in at the date of starting a job,  5) to commute to/from at the date permanent WFH is dropped; 6) to work in at the date permanent WFH is dropped,    and given that we have lost 20% of our economy, I fail to see how they can both reasonably and immediately mandate any minimum figure of jobs we must apply for whilst this virus just killed over 135 people in the UK (stats released today).  That is only down from 155 last week, and about 175 a fortnight back.   At this rate it will be another 7 weeks MINIMUM before the mortality rate is zero - if it ever reaches zero before the inevitable second wave.  
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 12 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
style="text-align:center;"> Please note that this topic has not had any new posts for the last 4015 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

My son had a small problem of delay between wages going into bank and a bill needing paying. So, he asked the bank to not pay that bill for that month. However, they still did so and left him overdrawn. They then charged him for this.

Because he signed up for the 'green account' he did not recieve statements telling him about this and before he was aware of anything several other bills had been attempted and this led to more charges.

Several weeks later, £150 was taken from his account in charges, JUST as he was about to have his usual bills go out, this again led to him being overdrawn. Before he could do anything to rectify this they took another £150.

He has made lots of phonecalls and managed to get £25 refunded, but say they can not give back anymore.

he is in full time employment, and manages his money well (being a mum I would say that lol), but this week he was in a bad way as he could not find enough money to pay his rent.

He suffers from ME and all this worry is making him ill.

Could somebody advise me so I can help him.

Share this post


Link to post
Share on other sites

change banks and the start the reclaim procedure against these vultures


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

Share this post


Link to post
Share on other sites
My son had a small problem of delay between wages going into bank and a bill needing paying. So, he asked the bank to not pay that bill for that month. However, they still did so and left him overdrawn. They then charged him for this.

Because he signed up for the 'green account' he did not recieve statements telling him about this and before he was aware of anything several other bills had been attempted and this led to more charges.

Several weeks later, £150 was taken from his account in charges, JUST as he was about to have his usual bills go out, this again led to him being overdrawn. Before he could do anything to rectify this they took another £150.

He has made lots of phonecalls and managed to get £25 refunded, but say they can not give back anymore.

he is in full time employment, and manages his money well (being a mum I would say that lol), but this week he was in a bad way as he could not find enough money to pay his rent.

He suffers from ME and all this worry is making him ill.

Could somebody advise me so I can help him.

 

Ok, did he do this in writing or by phone? Ask the bank to re investigate this and put it in writing. They need to listen to the call and provide a transcript if available. On the face of it, it is bank error and ask them for a final response so that it can be escalated to the FOS. Make the bank aware of the circumstances and the effects it is having on his health. I am assuming he has now switched to paper statements.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

Share this post


Link to post
Share on other sites
My son had a small problem of delay between wages going into bank and a bill needing paying. So, he asked the bank to not pay that bill for that month. However, they still did so and left him overdrawn. They then charged him for this.

Because he signed up for the 'green account' he did not recieve statements telling him about this and before he was aware of anything several other bills had been attempted and this led to more charges.

Several weeks later, £150 was taken from his account in charges, JUST as he was about to have his usual bills go out, this again led to him being overdrawn. Before he could do anything to rectify this they took another £150.

He has made lots of phonecalls and managed to get £25 refunded, but say they can not give back anymore.

he is in full time employment, and manages his money well (being a mum I would say that lol), but this week he was in a bad way as he could not find enough money to pay his rent.

He suffers from ME and all this worry is making him ill.

Could somebody advise me so I can help him.

 

I deal with HSBC all the time and in the six years that I have banked with them, I have never ever failed to get my charges back off them, in fact I think that they are the easiest to get around.

 

As this issue appears to be the banks fault for letting the bill go out, any subsequent charges that have been incurred because of there mistake is their responsibility. Call them and ask to speak to the branch liaison team, they are a lot more reasonable and easier to negotiate with than the idiots that read from a script and have a melt down if you ask them for any thing more than your balance. You may have to argue the toss to speak to them but stand your ground. If they wont transfer you ask for the manager and tell them that you have spoken to branch liaison before. They should put you through with out any more questions.

 

I'm by no means an expert in banking so this is just my opinion based having to speak to them a lot.

  • Haha 1

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...