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    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
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Hamptons legal getting my credit file


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Shamone,

 

I got two letters today exactly the same from Hamptons, one is for a credit card debt (HSBC) and one for an overdraft (Barclays), a copy of the letter is posted below.

 

This morning I sent a CCA and a SAR to the HSBC and Barclays respectively, I was wondering what if any action I should take in regards to these letters?

 

Thanks in advance peeps.

 

http://i682.photobucket.com/albums/vv188/sorrylittlelot/scan0004.jpg

I'm worse at what I do best and for this gift I feel blessed

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So they have no legal right to do this? I'm afraid I don'y know anything on this area.

 

I am going to Email them but obviously I want it to have substance, hence I am asking the good folk on here

I'm worse at what I do best and for this gift I feel blessed

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Loads of if's & could's in that letter :rolleyes:

No they do not have any right to obtain your credit file - only you have this & it would break data protection laws if they do.

No doubt their best buddies in the CRA's will give it to them though.

Make it clear to them that any actions not authorised by yourself or by a county court will result in official complaints being made to the OFT & trading standards.

Its worth pointing out that Hamptons are Lowells & are in fact usually full of hot air ;)

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Yeah I love Lowell, they have all the disguises they have, like Hannibel from the A-team,

 

I am composing my email now, am I the only one who likes arguing with them?! specially as they are normaly wrong

I'm worse at what I do best and for this gift I feel blessed

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You wont get a reply straight away & on most occassions you'll be lucky to get a reply from anyone at all.

The more bigger/official the authority you are contacting, the more chance of a reply - ive had a few replies myself from it.

Ive complained to a few DCA's on there & had follow up replies in the post.

Its a case of hit & miss/luck of the draw really.

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Just do nothing.

 

It's far better to let them dig an enormous hole for themselves.

 

If they start digging in your credit file and effectively holding you to ransom and forcing you to pay a debt you may or may not legally owe, just let them do it. It will be recorded.

 

Ignore them. Sit back and see how far they are prepared to go.........and if/when it affects you in a serious way - KICK THEM AS HARD AS YOU CAN.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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  • 2 weeks later...

OK they have shot themselves in the foot here, they claim in the letter they have bought the accounts, so why then are they saying that they are requesting the agreement from their client??

 

cant have it both ways, write back and highlight this very;) slight oversight. and then request their complaints procedure

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DId you get a response to your CCA request?

 

Also if they do not have the agreement to hand ask them what gives them the right to search your files. Without this anybody could claim to have "bought" the account.

 

Try this

 

Dear Cretin

 

I note from your letter dated 4 Aug that you state you have Bought this account, yet in the next paragraph you state that you are contacting Your Client for the agreement, Sorry but which part of bought and client do I not understand.

 

As of this moment My request for an agreement is outstanding and until you CAN PROVE that you are the LEGAL Owners of this alledged Debt I hereby REVOKE MY Permission for you to attempt to access my PERSONAL DATA from any third party.

 

If I discover that you have ignored my wishes I will report you and any company you choose to be known as to the OFT and Information Commisioner.

 

If you do not understand this letter then I strongly suggest you get Legal Aid

 

I await your response and Note the time to process a CCA Request is 12 days, after this time the alledged debt is in Serious dispute, and any further attempts to enforce collection will be vigourously defended.

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lol its normal for us to use dear cretin as they are cretins.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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