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Negotiation over the phone for more?


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hi all,


just seeking some views.


I'm going to assume (dangerous i know ;) ) that Barclays will offer me 1/2 back (or a little less). If they were to do so i might be tempted to ring them to negotiate 3/4's back and not go the whole way


I'm thinking out loud to a certain extent but has anyone attempted this?

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Same here Mr Jolly


Go for 100% - DO NOT Phone


Do everything in writing so you can see what you are agreeing to or NOT




Thank you


Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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No phone, you have nothing to back it up, if the money never comes!!!


100% all the way!! Its your money after all!!!!

Barclays Bank - SETTLED - £4225.00

First National - SETTLED - £125.00

Lloyds TSB - SETTLED - £994.87

Capital 1 - SETTLED - £827.95

Online Finance - SETTLED - £349.60

Argos - SETTLED - £121.00

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guys - what is that 0207 number of barclays cust complaints? i sent them a second letter detailing the court action (included a n1 form) & i want them to confirm they have received it before i start my court proceedings.


much appreciated

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According to the court you don't have to confirm......proof that you posted it is enough.

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006


Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006



Step-by-Step Instructions

A Good Place to Start

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