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cancelled dd with egg

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Hi all

 

I have had to cancel my dd with egg, I continue to pay but on my terms a weekly standing order for a set amount.

 

I have not spoke to anyone at egg about this to date. They ring me upto 4 times a day, i presume to reinstate my dd.

 

I recieved a letter telling me i was above the credit limit, and advice about default notices and consumer finanicial services.

 

One thing has puzzled me though, the figures don`t add up.

 

its states that the balance is £ 3041.14

 

The credit limit is £ 3100

 

And that i have arrears on the account of £ 85.68

 

Now im no maths genius but those figures are just plain wrong!

 

I made my first payment to egg on the 5th Nov 2005.

 

Im unsure if the cca is enforcable as i have not yet asked them for a copy.

 

 

Any help is greatly appreciated

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