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Hi Can Someone Please Help Me. I Have An Agreement With Ndr To Make A Payment To Them. I Rang This Afternoon To Ask For The Payment To Be Broken Down A Little As I Am Unable To Make The Full Payment. The Person I Spoke To Was Not At All Helpful And Just Told Me Point Blank No.

 

If I Do Not Make The Full Payment Will Get A Chance To Do So Before Any Legal Action Is Taken Against Me.

 

Thanks For Any Advice

Andy

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Hello and Welcome, Andy.

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Cheers Mate

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can you give us some details of the account, in my experience NDR are all bark and no bite certainly not Worth losing sleep over stop worrying for a start.

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Yes The Account Was With Littlewoods. I Contacted Littlewoods To Try And Sort Out A Payment Plan. Within Literally A Week I Had A Letter From Ndr Saying That The Debt Had Been Passed To Them. The Amount Outstanding Was Around £600.

 

Regards

Andy

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They are the same as most other DCAs.. lots of threats but very little action. I sent them a CCA request on 18th June and had no reply at all.


If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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If they cannot produce a cca , you don't have to pay them sit back and wait. If they do however come up with one, remember to pay what you can afford only. Provide them with a financial statement and see what happens.

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Thanks For That. Whats A Cca By The Way

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A copy of any original signed agreement. When/if you get a copy of it from them, It may well fail acceptable legal standards, and if it does, then they can chase till doomsday and get nowhere.

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thanks for that. i dont ever remember signing anything. only over the phone was this agreement done

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Theres a pre-drafted letter in the Templates Library to help with the cca (Consumer Credit Act) 1974 request.

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U dont need or have to provide them with a finiancial statement.

 

Only a court can demand u do that if they dont accept ur offer.


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I found out after being harassed by Nationwide debt recovery and after pleading to them that my account was in dispute with littlewoods, that all info sent to them was not processed and they argued it was different depts. Turned out Nationwide debt recovery is based in the same building as shop direct, which of course littlewoods is a part of them.

 

So I asked them to speak to correct depts as they were so close together and I have heared nothing since. They will argue till blue in the teeth as they say (as in my case) that they are not connected to littlewoods and working on their behalf and spend most of their time just arguing this fact rather than getting off backsides.

 

Demand you cca and if you get no reply stop paying them. I have and stress levels have gone down.:lol:

 

Do not be intimidated by ndr they are puppets.

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Cheers For That John. I Have Not Paid This Now Thanks To All The Info I Recieved On Here. They Can Produce The Cca First. Then They May Get Paid.

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NDR are in house debt collections dept of Littlewoods group. On one occasion while I was dealing with them (I had issued court proceedings) I rang NDR after receiving a letter from them demanding payment only to find that the lady I was passed to who signed NDR's letter was the same lady who signed the response to my LBA to Littlewoods.

 

dpick


cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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