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Is my CCA enforceable?

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Hi,

 

I recently asked my bank to send my CCA which they did (dated 2002).

 

Is there anyone that can take a look at it for me and tell me if its enforceable.

 

The only reason im doing this is because TSB keep putting the interest up and im finding it so hard to get the balance down as I pay £100 in interest alone. I asked them to reduce it and they said no, so now id rather not pay them the rest as i have calculated that i have actually paid my bill the rest is now just interest for them.

 

any help would be appreciated

 

kind regards

 

D

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