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How many times can a default be registered?


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Maybe this is an issue with CallCredit rather than Cap1, but I have a big 'D' showing on the account for three months running. Equifax are only showing it on the month that Cap1 actually defaulted it.

 

Any ideas?

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Maybe this is an issue with CallCredit rather than Cap1, but I have a big 'D' showing on the account for three months running. Equifax are only showing it on the month that Cap1 actually defaulted it.

 

Any ideas?

 

Its still one default as I understand it its just Callcredit list it by month whereas Equifax are just showing the default on the account singularly. It wont affect your credit rating anymore than having just the one months default listed. A defaulted account can only be defaulted once :-( the default can be taken over by a DCA and there name put on it but the date of the default SHOULDNT change also.

 

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It just appears to be the way they report it then- the system differs between callcredit and equifax / experian.

 

Thanks again :)

 

I think so, you could always contact callcredit for confirmation, I'm sure they have a contact email address or mail address to query things.

 

S.

Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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