Help with Welscum!

[b4bod]

Ahoy Ahoy!

 

Welcome have been making violent love to my credit rating for 4ish years now, after reading on here about reclaiming PPI, I sent the letter that has this in it...

 

I purchased the above policy from you in March 2005 but now believe that I was mis-sold this policy for the following reasons:

 

This is due to the fact that I was not given the correct information when the policy was sold to me, as

 

• Your salesperson implied that taking out the policy would assist my credit application.

• Your salesperson was very pushy in selling me the policy so that I felt I could not say no.

• Your salesperson did not tell me that the policy was optional

• Your salesperson stated that taking out the policy was essential for me to get the associated credit even though I informed them that I already had alternative insurance cover.

• I am concerned the sales assistant that sold me the policy has no financial background and the policy was not sold in my best interests

 

 

I have copies of my agreement etc, so I didnt request the Subject Access Request, is this right? its been 23 days (not that I'm counting ). If I put the account into dispute, what does this do? and how do I do it?

 

Keep up the good work with 'Operation Welcome'

[dx100uk]

there is no 'specific' time frame

 

they typically have 8 weeks to answer you query.

 

as you can prob see from this forum, things are afoot with welcome as a whole.

 

i'd p'haps pop along to the PPI forum and do a bit of research as to what you can expect to happen from your letter.

 

dx

[b4bod]

Thank you Dx!

 

Its only since I actually started growing up a bit that I realized how corrupt these people actually are! Together we'll take them down!