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    • Nothing to do with your own Bank.     Try to withdraw the money from Parentpay early next week and if no joy contact them.   It may be that the money is showing, but has not fully cleared on their system,
    • Hi all,   Just an update with contractual terms. These terms are from a contract at a similar time to when Tracey started as we think they have changed since.   The contract reads as follows:   Termination of employment  Xxxxxxx (Nursery) will provide written notice of termination of your employment in accordance with statutory requirement (currently 1 week’s notice for each year of continuous service, up to a maximum 12 week’s notice).   Once you have successfully completed your probationary period for the company you are required to give 1 month’s written notice of termination of employment.   Regards   Matt             
    • Thanks for helping with the post;   Still waiting for a reply from the DPD.
    • I thank the Consumer Action Group Members for getting me this far in my case which is still in progress.   Situation: The Court has reversed earlier permission for me to rely on witness summaries.    The question upon which I am seeking help, please,  is - do I need to bother myself as to why the Court has reversed permission to rely on witness summaries?  If so, what line of logic or law can might I follow because clearly, the Court has said one thing and then another a few weeks later, of its own motion, the Court has reversed the earlier decision. I find this development quite extraordinary in the sense that as a result of being granted permission earlier, I served the three Witness Summons which had the Court stamp.   Background Having given me permission to serve 'Witness Summons' which I served on 3 hostile witnesses several weeks ago, the Court has now reversed it's earlier decision, and refused me permission to rely on 'witness summaries' pursuant to paragraph 32.9(2), citing that I have not shown steps taken to obtain witness statements from the 3 hostile witnesses.  I however, made two attempts to talk to the hostile witnesses who have been non responsive and I can evidence this.   I would be immensely grateful for some steer from Forum Members, please.
    • Pubs all seem to be doing a roaring trade around here. It does make me feel uncomfortable but At least they are finally making some money. Our area, the South West never really got hit badly by the pandemic. Wiltshire has regularly seeing zero confirmed cases and deaths. So we will have to see how opening pubs really pans out!     
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    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
      I’m so stressed,
      can u appeal this or should I just accept it?
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
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Some of you will have seen my recent thread about my car being written off by a third party whilst parked.


Anyway the claim has now been settled third party has accepted liability, payment has been made by Direct Line to me and my the cheque for my excess is on its way this week. Had to give my courtesy car back on Monday so I'm now car less.


I was paying my insurance monthly started in March on a mk3 Golf paid my deposit then paying £45 a month or so, got my mk4 Golf GTI in May and transfered my insurance to that premium went up to £65 I think then added alloy wheels and told them and payment went upto £75 a month :(.


Anyway question is since I no longer have a car will I be able cancel my policy and not have to make any more payments, or when I get a new car as I'm currently looking for one if the premium is cheaper than my previous one will my payments go back down?


I'm looking at a couple of cars at the moment so haven't decided what to do yet, but at the moment I really can't be bothered talking to DL until I have to as some of there staff have been horrible to deal with, not all mind you some were nice. Also am I right in thinking that since the third party accepted liability this shouldn't affect my premiums at all.


Thanks for any info



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if you cancel you would only have to pay the cancellation rate as the claim is non fault and 3rd party have paid costs you should not be penalised. If you change your vehicle to a lower grouping the premium should go down.


as the claim is non fault etc it should not make a diff,but some companies do take into account the frequency & type of claims regardless if not your fault.

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Thanks for that mate I'm probably going to keep my policy going as they were pretty competitive, this was my first insurance claim, so hopefully won't effect anything.


One thing I didn't understand though was when I first got my Golf GTi I phoned them from the dealership gave them the reg number and got my insurance transfered straight onto it after getting the certificate I noticed it was insured as a GTI 1.8 Turbo when the car was not the Turbo version told them this and it only saved my £15 a year when the Turbo version is group 14 and the standard version group 10 I would have expected the difference to be bigger than that. At the same time I told them about the aftermarket alloys which added £150 to my premium, so a turbo makes the car less of a risk than a set of cheapish alloy wheels strange lol.

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