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    • The claimant was Aktiv Kapital Portfolio as, ZUG BRA if this helps
    • No striking out a claim does not render the amount to nil...the debt remains. Second claims...possible.....if its assigned to a new DCA and the amount of claim differs along with the particulars.
    • Hi all, I hope you are all keeping safe and well!   So I'm here with another Dell query believe it or not.  In short, after the fiasco with the previous previous Dell, I purchased the 2020 model and unfortunately found a fault in that where Dell actually did not want to repair but just refund which I accepted.  And I stuck with dell buying an XPS 9500 fully specced.   There has been a known trackpad wobble/pre-travel issue which I was well aware but it was luck of the draw according to the numerous people buying it and reporting a yay or nay on various forums so I ordered one after early July knowing Dell formally admit to the issue and stated June on-wards, the fix would be in place. Got it, and issue was there.  I ordered another arranging a pickup/refund for this one...same fault.  And I ordered another ...th e same.  At one point, I had 3 £2500 laptops on my credit card with all 3 awaiting refunds which I got back.   Fast forward and one of the original advanced resolution tech support guys got involved again as he did with the last 2 - he and a sales guy did a cracking deal on a Precision 5550.  This is essentially the business range of the 9500 stating as this is a new build with 3 weeks lead-time, it would >not< have the issue.  Guess what?  It did. After lots of to/from Dell, we agreed a refund is probably now best and I move on... BUT I still wanted it the 5550.  So  I requested another quote from the sales guy for the 5550 for the same price/spec and try one more time.  This time, he said he would not be able to match the quote, reduced warranty to 1 year and added £300 on top which I declined.  Note, the reason I asked for a quote is once purchased or expired, the link no longer works so I could not just re-purchased from the old one he sent.   Back to the tech guy-  he offered an on-site repair with the revised palm rest.  Didn't want this but had no choice but to accept as sales would not let me re-order at the same price.  I accepted and this was meant to be this week prior to the 14 day return period.  I get a call on Tuesday to say it has been delayed now until the end of August. Note, I also have it in writing if it is not fixed after the part is installed, or any damage is caused (the fiasco of the last one) or any new issues are introduced, I would get a brand new (not refurb) replacement.   Why am I here? Well clearly I do have MUG written on my head by sticking to Dell but equally I know I cannot get a laptop from any manufacturer with this fantastic screen/ratio/resolution, or performance that I have of the 5550 for any number of pounds.   But I have to draw a line somewhere - my 14 days is up tomorrow too so I either keep or return knowing that I will not be able to get anything close to this spec within my budget given this was discounted heavily. Ideally, I just want a replacement hoping that the new one is good and if not, I would maybe attempt to fix it by a number of plaster fixes rather than have it opened by a 3rd party tech so early on. I posed the query and apparently a new one for my spec would only be available in November with the revised part yet the ones already on sale (slightly lower cpu) is supposedly with the revised part and a new build regardless of this issue would usually take 3 weeks to deliver -    IF end of august comes by and still no part - what are my options once I go past the 14 days given what I am doing is giving them a chance to rectify it?  They are maintaining a refund would NOT be given once I go beyond the 14 day marker - is this legal? Again, I fully appreciate I still have a chance to backout tomorrow but everything else is perfect about this specific laptop or any other 5550 with this spec.     Obviously if it gets fixed then happy days and again if they stuff up, I still get a new replacement.  It's more if the line is drawn by this fixed part being delayed again and again.   Sorry for the whole load of text   
    • Thank you for the replies. I really hope the consultant at the fracture clinic was correct, that it is a sprain and full motion will return within 2 to 3 weeks. G.P telephone consultation is also booked now Looking at the image, I see bone lifted off the main bone, or maybe not, hopefully not. Cheers  
    • Good morning All,   Today I have received the email from the Courts in respect the account held with MBNA confirmed. The information reads as :   Claimant Claims: Credit Card Account Number ********************* Balance of £6'850.61 as of 31/01/2010. Interest under s69 of the County Court Act 1984 at the rate of 8% a year from the default date(s) to 21/2011 of £804.81 and also interest at the same rate up to the date of judgement or earlier payment at a daily rate of 1.50 and costs.   The maths now show as Amount Claimed £7655.42 Court Fee £190.00 Solicitors Costs £100.00 total £7'945.42 Date of issue 21-July-2011   Underneath it then shows To the Defendant you have not replied to to the claim form ( I went to the courts to discuss my income ) It is therefore ordered you must pay the claimant £7'692.33 for the debt ( and interest to date of judgment) and £320.00 for costs. You must pay the claimant the total of £8'012.33 forthwith.   I now have the account number for this account and I have written to MBNA which was delivered and proof of delivery obtained with signature. Would it best be to contact them again as I have no statements in regards to the full account statements and proof of the final account balances as I am 100% sure this was far too high a balance.   Thanks everyone LuckY-13            
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
      I’m so stressed,
      can u appeal this or should I just accept it?
      Thanks for reading 
      • 16 replies
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On behalf of myself & family I would just like to say a big thank you to all the CAGGERS for all the kind words & messages of sympthy over our recent bereavements.


To loose a loved one is bad enough but to loose three within eight days was incredible, now that the funerals have all taken place its time to try and pick up the pieces and sort our own lives out, although I am feeling pretty well depressed at the moment one thing we have learnt over the past week or so is that we only come this way once - enjoy it because life can be snatched away without warning.


Once again thank you all so very much.



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Hi Beachy. :)


It's good to see you back and I hope it won't be long before you begin to feel a little happier. The bereavements are bad enough without having DCA's and creditors hounding you at the same time.


But, as you say, we all only come this way once and we must make the most of it so...




Here's some money, It's as real and enforceable as the credit agreements you have... so you can pay your creditors with it and leave your troubles behind.:D


I reckon there's at least £200,000 in there so you might be able to take Mrs Beachy out for a meal too. ;)


Welcome back Beachy, keep smiling.


Spam. :)


'Simples.' ;)


Any advice I offer is probably useless but there may be little nuggets of gold in there somewhere......If I have helped in any way, be it with knowledge or by giving your chuckle muscle some exercise please feel free to tip my scales....:-D



They say money talks......mine just keeps saying "Goodbye"

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:grin: Thanks Spam - can I go do some virtual shoppin' now


mmmm Ferrari for me & mmmmmm McDonalds for Mrs Beachy :lol:

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Hi Beachy


So sorry to hear of your losses, i had noticed you wasn't around but had no idea why.

As Spam says keep smiling.


Good to see you back :)








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HOW NOT TO CLAIM...Click here!




.please remember that any advice i give is purely my own experience or opinion thankyou

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Thanks Tilly,


This Forum has been my saviour in more ways then one.

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