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GMAC transfer to JP Morgan

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I had an 2 year fixed with GMAC self cert which was sold to JPM.


Checked GMAC stuff and seems to say that SVR applies after 23/8 and that this is based upon LIBOR plus 2.5 %.


At todays prices this would be 1% plus 2.5% = 3.5% but i wondered if there is mimium rate they will go down to.


Also GMAC sold to JP Morgan Chase a while ago and I assume the same T&Cs are transferred across.


Would appreciate advice as this could halve the mortgage





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