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Credit Protection Insurance

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Hi all following on from my pervious thread about an HP agreement I had with GE Motor finanace which i had started in April 2004.


I have been looking through all my old paper workand I have noticed under the credit protection insurance option on my contract I never opted to include it in my agreement.


I have checked my final statement and it indicates that i have been paying an insurance premuim on my agreement. the total amount on my last statement was £4,060.26


I have looked through the T&C's and there is no info regarding the credit protection insurance.


I am about to send a PPI refund claim and i would like to know if the only thing i should list as a reason for reclaiming is the fact that i never agreeded to pay the insurance.


Your help is greatly appreciated


Kind Regards

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