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squash72

Any advice please re GE Money Home Lending mortgage and Welcome Finance secured loan!!Better loan company needed please!

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Hi,

 

Just a quick one - hopefully someone can help?

 

My in-laws have a mortgage with GE Money Home Lending for £142K - paying £1,300 a month back, term left is 11 years

 

They also have a secured loan with Welcome Finance - outstanding £17,800.

 

I cannot believe they pay £360 a month yet £270 is being charged each month as interest -how these people at Welcome sleep in their beds at night knowing they are robbing decent hard working people - is beyond me!!!:mad:

 

As they are struggling at the mo - like a lot of us does anyone have any ideas how they can reduce these payments - or are there any decent companies out there - willing to help that they can point me in the direction of please?!?!

 

Thanks for your time

 

Take care

 

Squashy

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Hi,

 

Just a quick one - hopefully someone can help?

 

My in-laws have a mortgage with GE Money Home Lending for £142K - paying £1,300 a month back, term left is 11 years

 

They also have a secured loan with Welcome Finance - outstanding £17,800.

 

I cannot believe they pay £360 a month yet £270 is being charged each month as interest -how these people at Welcome sleep in their beds at night knowing they are robbing decent hard working people - is beyond me!!!:mad:

 

As they are struggling at the mo - like a lot of us does anyone have any ideas how they can reduce these payments - or are there any decent companies out there - willing to help that they can point me in the direction of please?!?!

 

Thanks for your time

 

Take care

 

Squashy

 

Hi

 

Has your mother in law rung GE to see if there is a possiblility of reducing the payment? And is she in arrears at all?

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Hi,

 

Thanks for reading and responding - she did call them and someone quite snooty said "they cannot offer that to them now - as they have already had a temporary Loan Conversion to Interest only for 6 months previously"

 

Maybe I should just send letters to both companies asking for help - it just annoys me the amount of interest they are paying each month for a small loan of £17k.

 

I just wondered if anyone knew of a geniune company that could help!

 

once again thanks

 

Squashy

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