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    • ok again thanks for all advice , im going to continue and struggle on paying the wifes debts and maybe look at getting reduced payments but as for mine i think ill go down the DRO route and try get it sorted but will see and open new bank account somewhere first
    • Nothing to do with your own Bank.     Try to withdraw the money from Parentpay early next week and if no joy contact them.   It may be that the money is showing, but has not fully cleared on their system,
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    • Thanks for helping with the post;   Still waiting for a reply from the DPD.
    • I thank the Consumer Action Group Members for getting me this far in my case which is still in progress.   Situation: The Court has reversed earlier permission for me to rely on witness summaries.    The question upon which I am seeking help, please,  is - do I need to bother myself as to why the Court has reversed permission to rely on witness summaries?  If so, what line of logic or law can might I follow because clearly, the Court has said one thing and then another a few weeks later, of its own motion, the Court has reversed the earlier decision. I find this development quite extraordinary in the sense that as a result of being granted permission earlier, I served the three Witness Summons which had the Court stamp.   Background Having given me permission to serve 'Witness Summons' which I served on 3 hostile witnesses several weeks ago, the Court has now reversed it's earlier decision, and refused me permission to rely on 'witness summaries' pursuant to paragraph 32.9(2), citing that I have not shown steps taken to obtain witness statements from the 3 hostile witnesses.  I however, made two attempts to talk to the hostile witnesses who have been non responsive and I can evidence this.   I would be immensely grateful for some steer from Forum Members, please.
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TidworthGal

Welcome Finance - mis-sold

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Can someone please advise my husband and I regarding a situation we find ourselves in. We do not poor credit history which I wont go into, but we have been with Welcome for six or seven years. We are on our fourth car with them and unfortunately find ourselves in a position where we can no longer afford to pay for the car. When we visited the Welcome Showroom, picked the car, traded in our third car which was still on finance to Welcome, we then sat down and filled in the mass of paperwork which I think alot of people will know what I am referring to. We are positive that the agreement we signed was an HP agreement as I saw a copy of the same document in someone else thread. We now are struggling financially due to my ill health and have missed a payment here and there but aleays notified our account manager. We coulf not make the direct debit due on 1st July 09 so cancelled it and notified Welcome in writing. Our account manager rang to say he had received our letter and asked if we could make a token payment and I said we could not. Two days later I received a call at home from someone else from Welcome who said because we could not make a payment the car was going to be taken away. I said OK if that's how you want it, come and take it. He said the car would be collected on Friday 10th July. The car was not taken, and after many phone calls it has now transpired that as Welcome reduced the monthly payments that the loan had to be re-written as a personal loan. To make matters worse, the young lady who was given the job of getting a new agreeement signed told the account manager that she had visited us in our home and had witnessed our signatures. This is not the case, we never signed any new documents and do not have a copy of this so-called re-written agreement to argue the toss. It would have been easier for us if they had collected the car but according to Welcome we signed this new agreement which is a personal loan, the car will not be "uplifted" we can do what we want with the cae but either way we owe Welcome money. We feel that we were definitely mis-sold the finance on this car and we never told at any time that we were buying a car by way of a personal loan. Where do we stand legally?

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i'd post this in the welcome forum & add double carraige returns too to aid reading .

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Can you tell how to add it to the Welcome Forum please?

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Hello and Welcome, Tidworthgal.

 

I'll move this thread to the Welcome Finance Forum.

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

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bump

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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