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Bank Accounts & Defaults????


joemay
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Hi

 

I know banks accounts are not covered by CCA Act, but can someone enlighten me.

 

Do the banks still have to issue a default notice before they can place a default on CRF??

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Do the banks still have to issue a default notice before they can place a default on CRF??

Yes and some also charge you for one too. :rolleyes:

 

2wrf2no.jpg

 

Fees and Charges | NatWest Students Account

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Thanks cyberusalert,

 

So a default should have been issued before an account was closed (by them). I never received one & there's no charge on the last statement I rec'd, this particular account has been settled. I am sending SAR first thing tomorrow to see if there's any record of default notice. If there isn't, then do they have to remove the default from my CRF?

 

BTW I know they charge because I rec'd a default charge on another account:mad:

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If there isn't, then do they have to remove the default from my CRF?
In theory yes, but extremely difficult in practice. :rolleyes:

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Let's see what the SAR shows up. If there's no default, then they will have a fight on their hands, I'm absolutely livid with the "helpful banking" bunch. Banked with them all my life, but the one time I needed them to be helpful they couldn't even pass me to the correct department.

 

Sorry for the rant but this bunch of bankers makes me fume:mad:

 

Thanks again:D

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