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Fiscalawareness

help legal eagles PPI paid back onto my cards :(

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Hi all

 

one for the legal eagles out there,

 

i have about 4 PPI cases going through, 3 have agreed to pay back the money but have stated that they will pay it onto my credit card to pay off the balance or any outstanding payments owed.

 

I have heard that there is a way of stopping this and getting the payment sent by chq

 

any thoughts :)

 

cheers everyone

 

James

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Why is that a problem? Get rid of the balance or as much as possible, less debts to worry about, less money to pay off every month, more money for you to keep every month. ;-)

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Howdy James.

I think the case here is that if you are behind in any payments, or have defaulted the account or something, then the issuers are entitled to use the funds to repay any outstanding amounts.

 

If all your payments are up to date, then technically you should be able to get it back in the form of a cheque.


01/08/06- Royal Bank of Scotland - S.A.R sent

24/08/06- Royal Bank of Scotland - Statements Received

31/08/06- Royal Bank of Scotland - 1st Request sent

13/09/06- Royal Bank of Scotland - LBA sent

23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)

02/10/06- Royal Bank of Scotland - *WON* Full settlement

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This is normal practice as above.

 

DG


I have no legal training my knowledge comes from my personal life experiences

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