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HFC Wages Arrestment - Scotland

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Hi

 

I have had a wages arrestment since december 2008 by HFC Bank for a loan. At the time I wasn't opening my mail and thought the money was for council tax (stupid, i know). I have now got a copy of the arrestment schedule from my employer. I am also requesting the original loan agreement thru a cca request. I previously had requested the PPi to stop since I told them when I took out the loan that my employer provides full sick pay and I didn't need or want it but was fobbed off. How do I find out how the balance has been calculated or obtain a statement of payments etc. from them ?? I am trying to collect as much information as possible before my appointment with a money advisor and would like to challenge what they say i still owe them.

 

Hope this makes sense. Any help would be much appreciated.

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Hi

 

Am I too late to challenge the amount they are quoting ?

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