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    • I suggest that you send the following letter which addresses the error which I made by not specifying the contract in question.   I'm pretty convinced that you will have to put this into court so please start to get into the mindset that you are about to embark on a process of litigation.   Also please doublecheck that I'm referring to the correct contract – the front patio contract. I'm afraid I'm rather losing track of it all. If that is not the correct one then please change the letter below. Please check the letter to make sure that you are happy with it and that you're prepared to send as it is.     If you're prepared to send this letter then please send it off immediately and confirm here that it's done. There's no time for any more mucking around. Also, please have a look at the County Court money claim website and open an account there. It's all free but you need to get going and you need to start familiarising yourself with it. Please confirm that you have done this.   I will post up a draft particulars of claim later on this weekend. It won't need to be very complicated. Once again, you need to get this all sorted out and ready. I hope that maybe you are starting to realise that when you are dealing with this building company that you need to move swiftly and decisively.
    • @ukshane4life I see that you have previously been warned about your unhelpful comments. If you want to have the benefit of this community then please be a little bit more careful before you start posting responses onto other people's threads
    • Nothing to do with benefit cap as that does not apply due to PIP and also the LCWRA.   Under benefit rules there are some benefits which classed as being the same I.e. they provide income for daily living costs.    Because ESA and Carers Allowance are providing income, you cannot also receive similar Universal Credit income. It is a duplication of benefit to cover basic living costs.   Therefore to ensure you don't receive more benefit than you are entitled to, the UC payment calculation includes a deduction for ESA and Carers Allowance.   When second child born, you will receive an additional Children amount under UC which is about £237 a month extra.
    • Hi Andy,  yes I read that.    So I guess what we are relying on is that their application for Fast Track superseded the need to comply as the court hearing date would not go ahead due to the application for FT.    maybe clutching at straws here 
    • Reptasia UK Ltd Company Number: 11613589 Register Office Address: Unit 12 Rankine Road, Basingstoke, England, RG24 8GE Company Status: Active Company Type: Private Limited Company Incorporated: 9th October 2018 Accounts Overdue   Directors: Luke Malcolm Fines (appointed 9th October 2018)   Companies House link: REPTASIA UK LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK REPTASIA UK LTD - Free company information from Companies House including registered office address, filing history, accounts, annual return...     Reptasia Vivariums Ltd Company Number: 13295598 Registered Office Address: Unit 12 Rankine Road, Basingstoke, England, RG24 8GE Company Status: Active Company Type: Private Limited Company Incorporated: 26th March 2021   Directors: Luke Fines   Companies House link: REPTASIA VIVARIUMS LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK REPTASIA VIVARIUMS LTD - Free company information from Companies House including registered office address, filing history, accounts, annual...     Reptasia Ltd Company Number: 08438711 Registered Office Address: 34-36 Peabody Road, Farnborough, Hampshire, GU14 6EY Company Status: Dissolved Company Type: Private Limited Company Incorporated: 21st August 2018   Directors: Luke Malcolm Fines   Companies House link: REPTASIA LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK REPTASIA LTD - Free company information from Companies House including registered office address, filing history, accounts, annual return, officers...     For Info   The Animal Welfare (Licensing of Activities Involving Animals) (England) Regulations 2018: The Animal Welfare (Licensing of Activities Involving Animals) (England) Regulations 2018 WWW.LEGISLATION.GOV.UK These Regulations provide for the licensing of persons involved in England in selling animals as pets, providing or arranging for the provision of boarding...  
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Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Just a quick message.My claim is for £4960 plus £1005 int @ 8%.I have taken in forms to court and got a claim number.Is it too late to add on this months charges?Ironic really , I haven't had any since May and then this month things go bad again.Got statement this morning saying charges of £209 plus £5.80 interest will be debited in the next 28 days.

I know I have to wait till these are actually debited to add them on but is it worth an email to let them know I want these back aswell?Who to?Charles Bacon seems to be the answer to all these questions is it Him and whats his email address.Thanks anyone...

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They won't add them on but what might happen is that when the claim is settled you find out that they have been cancelled - that's what happened to me without having to ask.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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  • 2 weeks later...

Well, I really thought I would be the one test case where they decided I had really deserved all those charges and wouldn't get a penny back....I WAS WRONG!!!!!

Last Night at 9pm I received back 4 amounts described as corrections of £950 each and a 5th amount of £956.36 totalling an amazing £4756.36!YIPPEE!!

My claim was for £4960 plus £1009.15 interest plus £250 court costs so my calculations show a shortfall of £1462.79 which I will obviously be wanting back too.They are not getting away with any of my money now.I also have this months charges of £209 to claim back so will be sending an email to Charles Bacon this morning outlining this.Many thanks to all for help esp. Dolly and Davisc02.Cheers...Will be donating once all settled without hesitation, would have been almost impossible without the templates and advice,Thanks again.

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Well done Lorraine. I don't think you'll get the shortfall without a fight. They've paid me out half so far so i'm not waiting for the 28 days to expire from the acknowledgement.

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Wait to see if they pay the rest in, or your letter telling you how much you are getting.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Thanks everyone.Have sent email to Mr Bacon as follows

 

Dear Charles

Re: Claim No 6AS01502

Total amount on court claim form: Total charges over past six years:£4960.00

8% Interest under sec.69 of cc act 1984: £1009.15

Court Costs: 250.00

Totalclaim:£6219.15

 

Paid into my account yesterday 4 payments @ £950

1 payment @ £956.36

This totals £4756.36

 

According to my calculations this leaves a shortfall of £1462.79

 

I have phoned the courts to see what my next steps should be to recover this shortfall and they have told me to send this email to you and let them know your response....

 

I would also bring to your attention that this month a charge of £209 plus £5.08 interest will be charged to my account.

May I ask for a refund of these charges in full.

If these unlawful charges are not also refunded I will have no option but to take these to the court aswell which will again incur interest and court fees.

 

Awaiting your response

Yours sincerely

Lorraine Miller

 

Does this seem ok or do I sound a bit agressive...I'm really a very nice person...normally!!!

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Well every day gets better.Two more payments just in;one for £1000 and the other for £256. I am now only £207 adrift.I have also had charges of £214 this month which I have emailed Charles Bacon about so I will now sit back for a week or two then decide what to do.I'm off to buy a new dishwasher, as I have actually been washing up for the last two weeks!!!Quelle Horreur!!!

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Had my final letter today(with the exception of my account closure notice)from the office of Charles Bacon.In response to my email they have outlined what they have refunded.My claim was for £4960 they calculated charges at £4756 which they have refunded.Interest of £1009 and court costs of £250, all refunded.And this months charges of £214 all cancelled.So in the light of all this I am prepared to accept their slightly revised figure as I was unsure of a couple of them.So this is one big success story and from start to finish took me six weeks(although I already had all my statements).Many thanks to all....

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