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piglit

barclaycard interest too high

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My barclaycard charges me 29.9% APR so I asked them for a better interest rate which they refused. I don't understand how they can refuse me when a friend of mine in the same financial position and with the same credit rating i.e. spotless, has an interset rate of 14.9%.

 

I would change cards but I owe them £3000 because I had to use my barclaycard to pay my mortgage :(

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Hi Piglit,

 

If BC won't give you a better rate, have you tried a card swap to get a lower rate or a special balance transfer deal.

 

It may be your credit rating with BC won't allow them to offer you any better rate.

 

I realise, if you paid the mgge on BC, that you may not be in a position to get another card. :(


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