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Uptotheneck

UpToTheNeck v BCW/Lowell

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The latest installment of one DCA representing another DCA.

 

This time it is BCW representing Lowell Portfolio 1.

 

I have sent off a 'prove it' letter to this one too.

 

I could end up with a good chain of letters here.

 

BCW, we dont hold the information, passed to lowell, we dont hold the information will pass it on to OC.

 

So it could take a month to get a proper reply.:grin:

 

 

 

Regards

 

David

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The letter was signed for this morning, so we will see what happens next:D

 

 

 

Regards

 

David

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Ive got the same,Im ignoring for the time being interested to see what you get back.

 

Notts


As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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It seems they don't want to write back, I have received 3 phone calls so far this week.

 

 

Regards

 

David

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Awww, they may be scared lol...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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We can't prove it, so will phone and try to harrass. The alleged debt is in my wife's name, the problem is the call is intercepted by the rottweiller (me). So it does get any further lol

 

 

Regards

 

David

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BCW are bottom feeders in the DCA world.... and it's likely that there'll be no documentation. It's a shame they have your 'phone number because they normally phish around waiting for you (or your wife) to confirm that you're the person they're trying to locate and if they can't do that, they normally b*gger off.

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Well they are still phoning and I am still intercepting, its getting so annoying for them now as I recognize the chaps voice, which is good when he asks if my wife is there and I say yes she is, but she is not talking to you :-D

 

 

Regards

 

David

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*Update*

 

Strangely enough they seem to have ignored my 'prove it' letter, they are now, if I do not make a payment, to pass this account for a Personal Visitationby their Debt Investigation Unit at my home address.

 

So it looks like they have left me no alternative but to request a CCA from them.

 

 

Regards

 

David

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debt investigation unit:rolleyes:

PMS

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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I wonder if they issue themselves nice little i.d cards complete with a shiney badge & play the 'Magnum PI' theme tune on their Lada stereos. ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

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17 Port & Maritime Regiment RCT

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bet they have a asda 99p clipboard and a biro in anorak top pocket.:D


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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CCA request sent 1st class recorded, should be with them in the morning!!

 

 

Regards

 

David

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I have received a reply to my CCA request today.

 

Along with my £1 postal order, an explanation that they are not the creditor so they have requested the documents from their client.

 

The clock is ticking, I will have to shovel some coke in to the printer to get it ready for printing the 'account in dispute' letter.

 

 

Regards

 

David

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wonderfull offers on the way;)

when they get to archives and find its not there.

 

SAM


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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*Update*

 

Account in dispute letter sent this afternoon as I have not heard anything from them since the letter dated 17/08.

 

 

Regards

 

David

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*Update*

 

We received a reply from BCW to the account in dispute letter today, as follows

 

We refer to your recent letter and to the information supplied by you.

 

The account at this office has been placed on hold while we refer back to our Client for further instructions. We will advise you further in due course.

 

 

Which makes a change because it is the first reply I have had to this letter without them trying to convince me that black is white.

 

 

Regards

 

David

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Hi Guy's

 

At last a bit of positivity, I received this letter today

 

IMG-1.jpg

 

Regards

 

David

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Get ready for the next lot of muppets that come chasing and keep that letter safe ;)


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Well I haven't heard from Muck hall about any alleged debts for ages:)

 

 

Regards

 

David

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They've crawled back under their rock I expect :D


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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