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Hi there

 

I've got myself in a right old pickle. My bank account was hacked into, all direct debits stopped - including council tax. I therefore missed a couple of payments now the council want the whole lot £995 via the bailiffs. I sent the bailiffs letter after they wrote to me offering them £85 per month including a cheque for that amount. They wrote back today saying my offer was unacceptable and want £400 by 7th of August and the rest the following month. There is no way I can afford this! What should I do? Should I write to them again with another cheque? I'm so terrified that they will turn up at my house. I feel so scared and ashamed its got this far :(

 

Any advice would be very very greatly received!

 

Thankyou in advance

 

Sophia xxx

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Do yourself a favvour and a repayment plan send to the council direct and pay the council direct.

You Don't have to pay the bailiff it's NOT against the law and they know that too.

 

Pay what you can to council direct

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Is this the case in Scotland too re sheriff officers, does anyone know?


My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

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i dont think it matters.

 

if you can pay a regular amount to the council then they should accept your offer as long as it is resonable.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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You can also "encourage" the council to take the debt back; most have an online payment system. Make a payment via it quoting your CT ref and email/write to the council with a copy of the receipt and your payment proposals.

 

They are duty bound to accept payment and you are demonstrating a willingness to pay. Do everything you can to deal only with the council on this, in writing.

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sorry to hijack but erika scotland is different and you can apply for a time to pay order if you post in the scotland forum or start you own thread could help you further

 

ida x


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No need - just curiosity Ida!!


My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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