Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


harrassed senior

2 Defaulted Dates on Credit File - Which is correct?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4023 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Just had 2 Statement of Account Notices from Link after not having heard for over a year.

 

Have checked these accounts on my Credit File and on both the original Default date is shown as 2004.

 

However, at the head of the file notation it says default amount XXXXXX defaulted and gives a date in 2008?

 

Nothing has been paid on these accounts since before the original default date so what is happening? and which is the correct date and the date which starts the 6 years on the Credit File?

 

The Statements give the Assigned date as in 2004. It is shown as Statement Number 1 showing the same balance from October 2008 to July 2009, what are they trying to achieve having been quiet for so long?


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

IMHO the date you defaulted is the one to be concerned about, (2004?)

So the other date may just be them registering the default when it is passed from pillar to post like a hot potato:D

 

They cannot extend the original default date to suit them, it will still drop off your file next year.

But if your not happy with it, you could give the CRA a bell and ask them to explain.;)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

But Link have had the accounts since the original Default Date, so why put in a date 4 years later?


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites
But Link have had the accounts since the original Default Date, so why put in a date 4 years later?

 

Let me take a look at another thread and I'll come back with an answer!:D


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

Right found it!

 

Another Cagger has the same problem sort of:-)

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/208590-two-defaults-one-account.html

 

If you look at the attachments he posted in the third post, does that look similar to yours?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

Yes, it is similar but obviously the dates are much further apart - 4 years


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...