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    • I was obviously clutching at straws on that one! I was putting the repeal together with the information below and considering that as I hadn't heard from the council for over 3 years that this might mean the charge / restriction was not now being pursued, particularly as the SAR disclosure did not show any entry for me from the Finance Dept. I fear I'm back to square one now.   After 1 April 2015 a Local Authority will only be able to recover unpaid care home fees by securing a judgment debt either in the County Court or the High Court (s69(1) of the Act).and The Act increases the time limit for the recovery of a debt comprising of unpaid care home fees from three years to six years from the date the sum becomes due      
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    • BazzaS Ah - now that complicates things - just when I thought I'd got my head round it!   I did think b] might be a source of worry for the purchaser. They have just instructed their solicitor yesterday but I haven't found one yet, preliminary enquiries didn't result in any clarity on the questions I posed. a] where do I find a CS who understands this and can share their knowledge with the buyer's CS?   I've no idea what the outstanding balance is as the council has not been in touch. I appealed many years ago and it wasn't resolved. I did do a SAR with the council and nothing came back from the Finance dept. so I was hoping my appeal had been accepted and the debt 'wiped' but they hadn't bothered to contact me. There were lots of changes up to the new Care Act 2014 which came into force on 01.04.15    Repeal: I was relying on the meaning below? Hence again I thought that's why the council hadn't pursued the debt and was just leaving the CO [or restriction] on the register to keep me on my toes!   If a government repeals a law, it causes that law no longer to have any legal force.   Thanks
    • The issue is 2-fold (both related to perceived risk, in a very risk-averse profession): a) will you find a conveyancer who will agree and follow that they needn't worry, and just notify once sold, and b) buyer's wil be put off if their conveyancer says "well, there is a risk".....   The combination of these may be that unless you get very lucky, you'll only get interest in a sale if an undertaking to settle the outstanding sum is made.   As for the repeal : I imaging that it will prevent new charges / restrictions from when it came into force, not revoke pre-existing ones.
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mojo8

Wetcloths ringing work number...

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Today whilst at my desk i recieved a call from one of the girls in our main office with a call to put through to me.

 

 

She said he asked for me using my full name (First, middle and last) and that he was calling from Wescot.

 

 

She put him through and an awfully rude chap asked me to confirm my name,

i told him NO twice and

he said "right we will write to you then" and hung up.

Now if i had been with a customer that could have been very embarrassing.

 

 

About an hour later the girl who took the call came through and told me she had googled wescot and it came back as a debt coollection company,

 

 

i knew this but was slightly embarrassed that she said this to me.

NOw wescott have my home phone number and know my address

so do they have the right to call me at work

and what do i need to do to stop this happening again....thanks in advance

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Embarrassing a debtor in this way is contrary to OFT Guidance.

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Your Street

Town

City

Postcode

 

DATE HERE

Company Name

Road

Town

City / County

Postcode

Re: Harassment by telephone

 

ACCOUNT NUMBER: XXXXXXX

Dear Sirs

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing.

I have verbally requested that these stop, but I am still receiving calls. (Delete if necessary)

I now require all further correspondence from your company to be made in writing only.

I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to, FOS, OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

Be advised that any further telephone calls from your company will be recorded.

 

Yours faithfully,

 

edit to suit

 

ida x

  • Haha 1

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If you want a laugh look at their website! Wescot Debt Management, UK Wescot Debt Collection & Trace Services

 

Especially their 'core values'

Wescot is recognised throughout the industry for operating to the highest professional standards.
:lol:

 

Anyhow, sidetracked.... OFT guidance on debt collection

 

Oft Complaints


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I have Triton on my back. RBS passed the debt onto them when it's in dispute. They have no credit agreement, so how can they sell it on?

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I have Triton on my back. RBS passed the debt onto them when it's in dispute. They have no credit agreement, so how can they sell it on?

 

Charl, you should start your own thread,

Go to the forum, scroll down to and click on: Debt Collection Industry - The Consumer Forums

 

Then scroll down to the bottom of the screen and on the left hand side is a blue box with 'New Thread' written in it, click on that and type away;)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Also is it worth seeking legal advice now? I've written all the letters on here to RBS and it's gone on and gone since November last year. They've now passed it to Triton who keep harrassing me. Had one letter demanding full payment of the loan in full. I wrote back saying that my dispute is with RBS and not them, they just keep phoning all hours, weekends, evenings, haven't answered one call though. I'm sure another letter will drop through the door with more threats.

 

If RBS have no credit agreement, I don't recall ever signing one, because they changed the terms of the loan at the last minute, making me pay over 7 years instead of 4. It was done over the phone and that was that. Surely if no agreement exists they have to write it off, they already admitted they can't take me to court.

 

Can anybody help please, or even recommend a decent solicitor, have sent an enquiry to Stephensons, but still waiting and it's been a week.

 

Thanks

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Thanks I get it finally, been wondering how you start your own thread.

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Thanks I get it finally, been wondering how you start your own thread.

 

No worries, as soon as you start your own thread then people will help out:D


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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thanks guys, will get the letter sent off.

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If you want a laugh look at their website! Wescot Debt Management, UK Wescot Debt Collection & Trace Services

 

Especially their 'core values'

:lol:

 

Anyhow, sidetracked.... OFT guidance on debt collection

 

Oft Complaints

 

Ill tell you what, if i worked for them i would defernately not have my picture on their website. I would be ashamed to have any connection with them. These members of staff look so happy it's a complete load of bo**ocks!!!

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Ill tell you what' date=' if i worked for them i would defernately not have my picture on their website. I would be ashamed to have any connection with them. These members of staff look so happy it's a complete load of bo**ocks!!![/quote']

 

At least you would get a free T-shirt!:lol:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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They look too happy if you ask me...Maybe someone off cam is holding a gun lol...


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They look too happy if you ask me...Maybe someone off cam is holding a gun lol...

 

Yeah if you don't smile now ill shoot!

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They look too happy if you ask me...Maybe someone off cam is holding a gun lol...

 

Pah! There in a Goldfish bowl, and have no idea what is happening outside of it....:lol::lol:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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that website is a joke, it looks like they are advertising some kind of proffessional marketing company or something along those lines. The reality is that they are probrabley a load of odd, useless, weasel like morons working from a porta cabin....

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